Life Insurance With Pre-Existing Conditions

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No Medical Exam Life Insurance For People Who Smoke

Can someone who smokes get life insurance? Yes, but rates for no medical exam life insurance for people who smoke are typically more than double those of non-smokers. Before you buy life insurance, search for the lowest life insurance rates online and compare as many companies as possible. You need to learn how to buy...

Can someone who smokes get life insurance? Yes, but rates fo...

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Fibromyalgia and Life Insurance: Symptoms, Ratings, and More

Fibromyalgia is by no means rare. Approximately 2% of the U.S. population, or about 4 million Americans, are diagnosed with fibromyalgia. (Source: CDC) That number would fill over 48 MetLife Stadiums. Some estimates put the number much higher – at around 4% of the U.S population. (Source: American College of Rheumatology) It’s also not rare...

Fibromyalgia is by no means rare. Approximately 2% of the U....

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Overweight Life Insurance

Protecting your family with life insurance is one of the smartest investments you can make. It means your family’s financial future is safe, regardless of what life brings. Overweight life insurance may seem out of reach, but read on to learn how obtainable it can be. Life insurance is not fun to think about, but...

Protecting your family with life insurance is one of the sma...

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Life Insurance and PTSD

Living with post-traumatic stress disorder, commonly known as PTSD, can be difficult. PTSD can cause a range of physical and mental symptoms such as severe anxiety, traumatic flashbacks, and nightmares. In addition to the ways that PTSD can affect your general health, people are surprised to learn that PTSD will affect your life insurance rates....

Living with post-traumatic stress disorder, commonly known a...

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Life Insurance Quotes With Lupus

There’s an age-old discourse about whether life imitates art or art imitates life. Either way, the two are closely connected. Lupus can even be viewed through an artistic lens (!). Imagine your life as one big theatrical performance (not too difficult, right?) You are, of course, the star of the show, and those close to...

There’s an age-old discourse about whether life imitat...

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8 Facts About Life Insurance With Type 2 Diabetes

Late-night talk show host, Jimmy Fallon, has a bit called, “Thank You Notes” – where he sarcastically shows appreciation for things that bother him. Type 2 Diabetes definitely deserves its own Thank You Note: Thank you, Type 2 Diabetes, for my nerve pain, irritability and blurred vision. I so appreciate all the money I get...

Late-night talk show host, Jimmy Fallon, has a bit called, &...

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Life Insurance and Rheumatoid Arthritis

Rheumatoid Arthritis (RA), like hundreds of other medical conditions, makes life insurance companies take a second glance. Think of a life insurance company’s underwriting system (how they measure risk) as a big mathematical algorithm. The output depends on the input. Generally, the more data (think risks) you need to enter into their big calculator, the...

Rheumatoid Arthritis (RA), like hundreds of other medical co...

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10 Breast Cancer Questions Life Insurance Companies Ask

1 in 8 women get breast cancer. Today, I’m the one. – Julia Louis-Dreyfus, September 28, 2017 1 in 8 is staggering. No doubt, breast cancer is pervasive. In the United States: It’s the most common form of cancer (other than skin) in women, no matter your race or ethnicity. Approximately 236,968 women and 2,141...

1 in 8 women get breast cancer. Today, I’m the one. &#...

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No Exam Life Insurance and Rheumatoid Arthritis

There’s something significant about taking care of the must-dos in life that feel more like the “I-really-don’t-want-to-do-this-dos.” They’re life’s discomforts. When you’ve checked them off your to-do list, you can breathe a sigh of relief. Take life insurance, for example. Shopping for life insurance when you have rheumatoid arthritis (RA) can feel daunting. Chances are, you...

There’s something significant about taking care of the...

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Life Insurance While Using Marijuana Overview

There are a few misguided judgments about marijuana use and life insurance coverage. Many people believe that if you use marijuana – you cannot get approved for life insurance or you must pay a smoker rate. This is not true. We can help you get approved for life insurance if you use marijuana, at the...

There are a few misguided judgments about marijuana use and ...

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The Truth About Life Insurance With Rheumatoid Arthritis

Imagine, if you will, a situation in which the reality was much different than the perception. Take the movie, Beauty and the Beast, for example. A tale as old as time. Here, we have a ghastly beast who is feared by all. The truth is, the beast is actually a rich prince who needs to open...

Imagine, if you will, a situation in which the reality was m...

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No Exam Life Insurance for Diabetics

Diabetes is incredibly common in the United States. Consider the statistics: 30.3 million Americans, or 9.4% of the population, have diabetes. Approximately 1.25 million American children and adults have type 1 diabetes. – American Diabetes Association While advances in treatment and prevention continue, those of us with the medical condition can attest that it’s difficult...

Diabetes is incredibly common in the United States. Consider...

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Life Insurance And Antidepressants: 7 Facts

It’s also incredibly common to apply for life insurance while taking an antidepressant. Often, those applications are approved. Taking an antidepressant can directly impact the outcome of your life insurance application. It’s not just the medication itself, though. Underwriters (their job is to evaluate life insurance applications) are interested in the big picture. Here’s what...

It’s also incredibly common to apply for life insuranc...

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How do your High Cholesterol Medications Affect Life Insurance?

Are you one of the 26 Million Americans at risk for heart disease, heart attack or stroke? Chances are then you are on cholesterol medication, and you’re in good company. There are varying estimates. However, according to the American Heart Association, between 20 million and 39 million people take it too. In this article, after...

Are you one of the 26 Million Americans at risk for heart di...

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Getting Life Insurance After Lyme Disease Diagnosis

Lyme disease, or borreliosis, is the most common tick-borne infectious disease in the United States. What you can do: Understanding Lyme disease, and how a life insurance carrier thinks about Lyme disease, is essential to making a wise decision when purchasing life insurance. Let’s get started: Lyme Disease Overview Life Insurance With Lyme Disease Apply...

Lyme disease, or borreliosis, is the most common tick-borne ...

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High Blood Pressure Medications and Life Insurance Rates

Life insurance for high blood pressure can be tricky business, especially when you start stacking one pill on top of another. If you take multiple medications for hypertension, what kind of life insurance rates can you expect? Will you be denied outright? The good news: There are so many people affected by high blood pressure,...

Life insurance for high blood pressure can be tricky busines...

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How To Get Life Insurance With Pre Existing Condition

Trying to find out how to get life insurance with a medical condition? You’ve come to the right place. It’s easy to secure life insurance when you’re healthy and young. However, it gets a bit more complicated buying life insurance with medical problems. It doesn’t have to be complicated though. Here are a few basic...

Trying to find out how to get life insurance with a medical ...

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Hypertension and Life Insurance

Regardless of what others might say, it IS possible to get affordable life insurance coverage despite your elevated blood pressure levels. but a reality check… You might think you can just apply to lots of companies and pick the lowest rates, but it isn’t that easy. Each insurance carrier has their own underwriting requirements and...

Regardless of what others might say, it IS possible to get a...

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Life Insurance With Autoimmune Disease: Quotes and Info

Finding a life insurance policy to fit your needs is a daunting enough task without an autoimmune disease. It is possible, there are low-cost insurance policies available to you. Our mission is to help you get approved for life insurance at the lowest possible cost. You are not alone in your search for life insurance....

Finding a life insurance policy to fit your needs is a daunt...

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Life Insurance For Stroke Victims

Once you’ve experienced a stroke, it’s common to see the world through a different lens. By nature, we ignore signs of our mortality, until we experience a life-threatening ordeal like a stroke. After such an ordeal, it makes sense to consider life insurance as a way to protect your family. However, after a stroke, your...

Once you’ve experienced a stroke, it’s common to see the...

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