Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: May 19, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Liberty Bankers Life provides more whole life insurance options.
  • United Home Life has a stronger A.M. Best rating.
  • You can only file a claim by phone with Liberty Bankers.
  • Potential Liberty Bankers and United Home Life customers can only receive a quote through an agent.

Have you been searching for reliable Liberty Bankers vs. United Home Life insurance reviews? Don’t worry — we’re here to help you decide between these two companies.

In this life insurance guide, we’ll discuss Liberty Bankers and United Home Life insurance products, affordable Liberty Bankers vs. United Home Life quotes, and reliable third-party ratings.

Read on to learn more about Liberty Bankers vs. United Home Life insurance companies. Need help finding the best life insurance companies? Just enter your ZIP code in the free comparison tool above to compare the best companies near you.

What Liberty Bankers and United Home Life insurance products are available?

Most good life insurance companies have a variety of services you can choose from. So between Liberty Bankers and United Home Life, which company has more insurance options? Let’s compare.

Liberty Bankers vs. United Home Life Insurance Products
Liberty Bankers Insurance ProductsUnited Home Life Insurance Products
AnnuitiesWhole Life Insurance
Single-Premium Whole Life InsuranceTerm Life Insurance
Medicare Supplemental InsuranceLife Insurance for Diabetics
Supplemental Health InsuranceAccidental Death & Dismemberment
Modified Whole Life Insurance
Preneed Life Insurance
Final Expense Burial Insurance
Home Care Service
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Liberty Bankers has more to offer, but it doesn’t have term life insurance. Both companies offer final expense burial insurance and whole life insurance.

You can customize your life insurance with riders, but keep in mind that this will likely increase your premium. Continue reading to learn how you can compare and buy Liberty Bankers vs. United Home Life insurance rates.

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How do you compare Liberty Bankers vs. United Home Life insurance quotes?

If you’ve been searching the internet for United Home Life and Liberty Bankers Life reviews with life insurance rates, you may not find them. Why?

Liberty Bankers and United Home Life (and United Farm Family Life) have private life insurance quotes. Therefore, you’ll have to get a quote through an agent over the phone or in person.

Policyholders and agents can access their information online using a Liberty Bankers login or a United Home Life login.

To secure affordable Liberty Bankers or United Home life insurance rates, you’ll need to be in good health to be considered a preferred-level policyholder.

Are Liberty Bankers and United Home Life good life insurance companies?

The best way to judge an insurance company is to look at its financial strength ratings and customer review ratings. Fortunately, we found the A.M. Best ratings for both companies.

United Home Life has an “A-” (United Farm Family Life has an “A”) with A.M. Best, while Liberty Bankers has a B++.

Both companies have an A+ at the Better Business Bureau (BBB) but have few or poor customer reviews.

How can I report Liberty Bankers and United Home Life insurance claims?

Liberty Bankers doesn’t have an online claims process. All Liberty Bankers Life customers have to call the Liberty Bankers policy service department at 800-745-4927.

United Home Life claims can be made online. Just visit the United Home Life website and fill out the form.

Both companies will likely follow up with a call after you’ve made a claim, but it’s not a bad idea to keep in touch with the company regularly to ensure everything is running smoothly.

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Liberty Bankers vs. United Home Life Insurance: What’s the bottom line?

United Home Life is likely the cheaper life insurance company because of its term life insurance option. Whole life insurance, annuities, and final expense life insurance are usually more expensive. It all depends on the age, health, and gender of the insured.

Now that you’ve compared Liberty Bankers vs. United Home Life insurance, use our free online quote tool to see life insurance quotes from multiple companies in your area.