Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 24, 2021

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The Facts of Life

  • A.M. Best gave a higher rating to Mutual of Omaha than Liberty Bankers
  • When comparing Liberty Bankers vs. Mutual of Omaha, Mutual of Omaha appears to be more affordable than Liberty Bankers
  • Both Liberty Bankers and Mutual of Omaha offer a wide variety of coverage options to choose from

There are loads of life insurance companies and policies currently available, making it challenging to find the best life insurance companies for you and your needs. We created this Liberty Bankers vs. Mutual of Omaha life insurance review to simplify your search process.

Keep reading to learn more about Liberty Bankers vs. Mutual of Omaha life insurance companies, including rates, policies, ratings, Mutual of Omaha and Liberty Bankers life reviews, and more.

Before we dive deeper into this Liberty Bankers vs. Mutual of Omaha life insurance review, enter your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Liberty Bankers vs. Mutual of Omaha: Which company offers more affordable rates?

One of the best places to begin comparing life insurance companies is their rates. A life insurance company’s rates help you to decide whether or not the coverage offered to you is worth the amount you will spend every month.

Among other aspects, the Insurance Information Institute includes products, financial solidity, and rates as critical things to consider when deciding on a life insurance company.

We could only find Mutual of Omaha’s term life insurance rates and Liberty Bankers’ burial and final expense life insurance rates.

The table below contains the Mutual of Omaha term life insurance quotes for a 20-year plan valued at $250,000.

Mutual of Omaha Term Life Insurance Rates ($250,000/20-year) for Non-Smokers
Age of InsuredMaleFemale
25$13.33$12.04
30$13.55$12.26
35$14.84$13.76
40$20.64$17.63
45$30.75$25.16
50$45.80$35.69
55$72.24$54.61
60$134.59$101.91
65$266.60$172.00
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The following table includes Liberty Bankers’ insurance rates for a burial and final expense life insurance plan valued at $20,000 for non-smoking men and women ages 50 to 80 years old.

Liberty Bankers Monthly Burial & Final Expense Life Insurance Rates ($20,000) for Non-Smokers
Age of InsuredMaleFemale
40$39.28$35.48
45$47.12$41.63
50$56.39$46.51
55$68.95$56.17
60$86.97$64.71
65$107.26$80.99
70$141.99$104.95
75$195.67$147.78
80$288.97$213.69
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After comparing Liberty Bankers vs. Mutual of Omaha life insurance rates, you can see that Mutual Omaha’s term life insurance rates are less expensive than Liberty Bankers’. However, cheaper rates are not always indicative of better coverage.

Comparing affordable Liberty Bankers vs. Mutual of Omaha life insurance quotes and quotes from multiple other companies helps you to know which could be the best fit for you.

To learn more about Liberty Bankers’ life insurance rates and products, read our Liberty Bankers review.

Enter your ZIP code below to compare cheap life insurance rates.

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What kinds of coverage does each company offer?

In addition to their rates, another essential thing to look at when comparing insurance companies is their coverage options. Some companies specialize in areas that others do not, and knowing what you need can keep you from overpaying for your insurance.

Liberty Bankers offers a variety of life, health, and retirement insurance plans to its policyholders, such as:

  • Final expense insurance
  • Home service
  • Pre-need insurance
  • Group annuities

Similarly, Mutual of Omaha offers an array of medicare, life, and health insurance policies, including:

  • Whole life insurance
  • Term life insurance
  • Universal life insurance
  • Accidental death insurance

Mutual of Omaha also offers additional insurance policies like long-term care insurance, disability income insurance, and more. The Mutual of Omaha medicare supplement insurance helps pay for copays, coinsurance, and deductibles on existing Medicare Part A and B plans.

For additional information about the company’s products, read our Mutual of Omaha review.

When deciding on a life insurance policy, start by looking at your needs and find a company that adequately covers those needs at rates you can afford.

Liberty Bankers vs. Mutual of Omaha: Which company has better reviews?

It’s also beneficial to consider how well a company is rated through credible sources when buying life insurance from a provider. Websites such as A.M. Best rate companies on their financial stability.

Liberty Bankers has an A.M. Best rating of B++ (Good), while Mutual of Omaha has an A.M. Best rating of A+ (Superior). Although both companies are rated well, Mutual of Omaha is exemplary in its financial stability compared to Liberty Bankers.

Liberty Bankers vs. Mutual of Omaha: The Bottom Line

Both Liberty Bankers and Mutual of Omaha are excellent companies with good reputations in the life insurance industry. Each offers a wide range of life insurance products from which potential policyholders may choose.

After comparing Liberty Bankers vs. Mutual of Omaha life insurance rates, we found that Mutual of Omaha has cheaper term life insurance rates compared to Liberty Bankers’ burial and final expense rates.

Each company also has a good A.M. Best rating, meaning they are financially strong compared with other life insurance companies.

Now that you’ve read this Liberty Bankers vs. Mutual of Omaha life insurance company review, we recommend comparing these two with other companies and discussing your options with an agent before deciding.

Not yet ready to buy Liberty Bankers or Mutual of Omaha life insurance? Enter your ZIP code into our free online tool for instant life insurance rates from companies in your area.