Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • AIG life insurance is cheaper than Fidelity Life for both men and women
  • AIG has a slightly higher A.M. Best rating than Fidelity Life
  • Fidelity Life has a higher Better Business Bureau rating than AIG

When it comes to the best life insurance companies, you have a lot to choose from. Comparing them head to head will help you make an informed choice. We’ll compare AIG vs. Fidelity Life insurance companies to see if either is right for you.

While each company offers a variety of life insurance options, you should compare rates, ratings, and products before choosing to buy AIG vs. Fidelity Life insurance.

Also, keep in mind that you aren’t just limited to AIG vs. Fidelity. There are many companies out there that offer cheap life insurance options that may fit your needs.

Before jumping into this AIG vs. Fidelity life insurance review, enter your ZIP code to compare life insurance rates from various companies near you for free.

AIG vs. Fidelity Life: Which company offers more affordable rates to women?

While there are many factors life insurance companies use to calculate your rates, the most important are your age, gender, and medical history.

This table shows the average monthly AIG vs. Fidelity Life insurance rates for women of various ages who don’t smoke.

AIG and Fidelity Life Average Monthly Life Insurance Rates for Women for $100,000/20-year
Age of Female Non-SmokerAIG Average Monthly Rates $100,000/20-yearFidelity Life Average Monthly Rates $100,000/20-year
25$10.60$12.27
30$10.69$12.44
35$11.07$13.40
40$11.50$14.18
45$14.42$18.18
50$19.81$24.71
55$27.46$33.06
60$47.89$51.24
65$81.95N/A
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AIG life insurance rates are cheaper than Fidelity Life rates for women of all ages. It’s important to note that if you smoke or have certain medical conditions, your rates will be more expensive.

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AIG vs. Fidelity Life: Which company offers more affordable rates to men?

Next, we’ll look at AIG and Fidelity Life’s average monthly life insurance rates for men.

AIG and Fidelity Life Average Monthly Life Insurance Rates for Men for $100,000/20-year
Age of Male Non-SmokerAIG Average Monthly Rates $100,000/20-yearFidelity Life Average Monthly Rates $100,000/20-year
25$10.94$12.96
30$10.94$12.96
35$11.17$13.66
40$14.14$15.49
45$17.59$20.79
50$26.16$30.89
55$37.26$42.80
60$55.75$77.69
65$99.29N/A
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As with women, AIG offers cheaper rates than Fidelity Life for men.

It’s pretty easy to compare AIG vs. Fidelity Life insurance quotes since both companies offer quotes online.

AIG vs. Fidelity Life: Which company is more well-reviewed?

You need to look at more than just rates to decide on the best life insurance company for you. Compare AIG and Fidelity Life insurance reviews and ratings to see which company is most reliable.

A.M. Best evaluates companies on their financial health. Ratings go from A++ all the way down to D. AIG received an A rating and Fidelity Life received an A- rating, showing both have an excellent ability to meet financial obligations.

The Better Business Bureau (BBB) rating scale goes from A+ down to F. AIG received a B rating and is not accredited. Fidelity Life received an A+ and is accredited.

AIG vs. Fidelity Life: The Bottom Line

Although each company offers various types of life insurance, there are differences between the two.

In terms of other products, you can buy AIG auto insurance, as well as annuities and mutual funds. AIG retirement services are available, including AIG stock and portfolio services.

You can access your account online using your AIG login. From the website, you can update your accounts, make beneficiary changes, and pay your bill.

As for Fidelity Life insurance, no medical exam, rapid approval, and Fidelity Life insurance for seniors are all popular offerings. Multiple riders are also available, such as the accidental death benefit rider.

Your Fidelity Life insurance login will also allow you to easily access your account. If you would like to speak with someone, just call the Fidelity Life insurance phone number at (855) 585-1706.

To learn more about each company, read our AIG life insurance review and our Fidelity Life review.

We’ve gone over your options for affordable AIG vs. Fidelity Life insurance, but you should still shop around to make sure one of these companies is best for you.

We hope you’ve learned all that you needed to know about AIG and Fidelity Life. Enter your ZIP code to compare life insurance quotes from multiple companies near you.