Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Apr 12, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Nationwide life insurance is more affordable than Accordia Life
  • Both companies offer a wide array of coverage forms to choose from
  • A.M. Best gave a higher rating to Nationwide than Accordia Life and Annuity Insurance Company

There are plenty of choices out there when it comes to life insurance providers, which can make comparison shopping difficult. To simplify things, we’ll be focusing on Accordia Life vs. Nationwide today.

Our Accordia Life vs. Nationwide life insurance company review will cover pricing, offered forms of coverage, and company ratings.

Before you decide to buy Accordia Life vs. Nationwide life insurance, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Accordia Life vs. Nationwide: Which company offers more affordable rates?

There are so many different things to look at when comparing life insurance companies, so where is a good place to start?

Let’s look at a table that compares major insurers’ rates for men of various ages for a term life policy valued at $250,000.

Accordia Life vs. Other Companies' Average Monthly Rates by Age and Gender
CompanyMale Age 50 Average Monthly RatesMale Age 60 Average Monthly RatesFemale Age 50 Average Monthly RatesFemale Age 60 Average Monthly Rates
Accordia Life $56.07 $153.53$41.83$101.24
Mutual of Omaha $46.55 $134.05$36.05$94.02
North American$31.90$77.44$26.62$54.34
Nassau Life$51.69$119.78$42.11$89.06
State Farm$69.59N/A$54.59N/A
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How easy is it to find affordable Accordia Life vs. Nationwide life insurance quotes? As you can see, men in their 50s pay $23 less per month with Nationwide.

How about men in their 60s? Accordia Life vs. Nationwide life insurance rates for this category show that Accordia Life is $67 more per month.

Women in their 50s pay $14 less per month with Nationwide and women in their 60s pay nearly $40 less per month choosing Nationwide over Accordia Life.

Let’s now move on to the types of coverage offered by these two companies.

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Accordia Life vs. Nationwide: What types of life insurance coverage are offered?

Maybe you’re looking for something specific, or perhaps you’re unsure as to what kind of coverage you need. Further complicating matters is the fact that not all life insurance companies offer the same forms of coverage.

What forms of coverage does Accordia Life offer? Accordia Life offers level premium term life insurance, which guarantees that rates will remain steady throughout the length of one’s contract.

Does Accordia Life offer other forms of coverage? Yes, Accordia Life also offers universal life insurance (UL) should you need a guarantee of a death benefit with a minimum interest rate. Lastly, there is indexed universal life insurance (IUI), which has an interest rate dependent upon the movement of the stock market.

What forms of coverage does Nationwide insurance offer? Nationwide offers its own version of term, universal, and whole life insurance. Variable life insurance is also offered for those who need both whole life insurance and a mutual fund.

Essentially, no matter which company you choose, each offers a variety of insurance products that will meet your needs.

Let’s wrap up with Accordia Life vs. Nationwide life insurance reviews to see if Nationwide can clinch a win.

Free Life Insurance Comparison

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Accordia Life vs. Nationwide: Which company is more well-reviewed?

We’ll now look at the ratings given to these two companies by A.M. Best. These are called Financial Strength Ratings (FSR), and they give potential insured confidence in an insurer’s ability to meet its financial obligations.

Accordia Life received a rating of “A-” (Excellent), which is the second-highest of seven rating tiers. How did Nationwide fare in comparison? It received an even higher rating of “A+” (Superior).

In short, both companies offer a wide array of coverage, but Nationwide is cheaper and holds a higher A.M. Best rating.

Don’t let your comparison stop between Accordia Life vs. Nationwide life insurance. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes from other companies in your area.

Frequently Asked Questions: Accordia Life vs. Nationwide

What follows are a few commonly asked questions about Accordia Life and Nationwide life insurance.

#1 – What is the Accordia Life and Annuity Company payment address?

The Accordia Life and Annuity Company payment address is 215 10th Street Suite 1100 Des Moines, IA 50309-3616.

#2 – How do I make an Accordia Life Insurance online payment?

You can make a payment through the website of Accordia Life’s parent company, Global Atlantic Financial Group.

#3 – How do I make a Nationwide insurance payment?

You can access your insurance policies and accounts online with your Nationwide insurance login or make a payment over the phone. Call the Nationwide phone number toll-free at 1-866-665-4992.