Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: May 20, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Liberty Bankers has a B++ (Good) A.M. Best rating
  • On average, Liberty Bankers’ burial life insurance rate for a 40-year-old woman is $35.48 per month
  • Liberty Bankers offers a variety of retirement planning and senior life insurance products

Finding life insurance coverage that fits your needs is often tedious. Because there are so many companies and policies to choose from, it isn’t easy to find the best insurance life company for you.

Liberty Bankers Insurance Group offers multiple retirement and senior life insurance coverage options to customers all over the United States.

Read on to find out if you want to buy Liberty Bankers life insurance.  Enter your ZIP code into our free online tool to find insurance companies with affordable rates right now.

What products does Liberty Bankers offer?

Liberty Bankers is a Texas life insurance agency with a broad spectrum of life and health insurance and retirement-planning products.

Specializing in senior life insurance products, Liberty Bankers offers the following life insurance plans:

  • Final expense
  • Home service
  • Pre-need insurance

Some additional Liberty Bankers whole life insurance policies include:

  • SIMPL
  • Modified Whole Life
  • Flex4Life
  • Liberty Legacy Single Premium Whole Life

There are also a few riders policyholders may choose to add to their policies, such as children’s term insurance, accidental death and dismemberment, accelerated living benefit, grandchild term insurance, and waiver of premium.

The company also offers a couple of health insurance and retirement plans, including:

  • Medicare supplemental insurance
  • Supplemental health insurance
  • Annuities
  • Liberty Legacy

Many people choose final expense/burial insurance to prepare for the future by covering the expenses of a funeral before they pass away. This policy relieves the stress placed on loved ones, who will not have to worry about these costs while they are grieving.

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What are Liberty Bankers life insurance rates?

One of the things you should look at when you compare your top life insurance companies is each one’s sample rates.

As Liberty Bankers focuses primarily on final expense and other life insurance policies for seniors, we could not find Liberty Bankers life insurance quotes for term, whole, or universal life insurance.

Take a look at the table below for Liberty Bankers’ burial and final expense quotes for men and women over the age of 40. This will help you to find out if affordable Liberty Bankers life insurance is available to you.

Liberty Bankers $20,000 Burial & Final Expense Average Monthly Life Insurance Rates for Non-Smoking Men and Women by Age
Age of InsuredMale Average Monthly Life Insurance RatesFemale Average Monthly Life Insurance Rates
40$39.28$35.48
45$47.12$41.63
50$56.39$46.51
55$68.95$56.17
60$86.97$64.71
65$107.26$80.99
70$141.99$104.95
75$195.67$147.78
80$288.97$213.69
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When looking at these and other companies’ rates, remember that each life insurance company is different. Each one underwrites its customers based on personal health history, current habits, age, and more.

Among other things, the Insurance Information Institute lists taking care of your health as a factor that can reduce your life insurance rates. Keeping yourself healthy is not only beneficial to you, it also improves your risk profile with insurance companies.

How does Liberty Bankers rate financially?

Apart from comparing Liberty Bankers life insurance quotes, another critical thing to pay attention to is its financial stability. Established rating services like A.M. Best focus on providing the most accurate financial ratings for insurance companies.

Liberty Bankers Insurance Group currently has an A.M. Best rating of “B++” (Good), indicating that its financial stability is above average.

It is also beneficial to look at a company’s complaint index to see how many customers have issues with the company and how well those issues are handled. A higher complaint index score may indicate an underlying problem with how the company conducts business.

Based on the National Association of Insurance Commissioners (NAIC) National Complaint Index Report for 2020, Liberty Bankers Insurance Group had no complaints, making its complaint index score a 0.00. This speaks well of the company’s customer service.

How do I contact Liberty Bankers?

If you need to contact Liberty Bankers Insurance Group, you can do so in the following ways:

  • Fax: Ordinary Life: 888-525-5002
  • Annuities: 866-505-9377
  • Postal mail
  • Social media
  • Company website

Liberty Bankers’ mailing address is:

PO Box 224

Brownwood, TX 76804-0224

Liberty Bankers’ website has more specific contact information for its different product lines.

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Liberty Bankers: History & Values

Liberty Bankers Insurance Group has provided quality life insurance products to policyholders all over the United States for over 60 years. Liberty Bankers heavily emphasizes a service-first approach, ensuring its policyholders and employees are cared for.

The company has three current life insurance affiliates:

  • American Benefit Life Insurance Company
  • The Capitol Life Insurance Company
  • Liberty Bankers Life Insurance Company

Liberty Bankers: The Bottom Line

Liberty Bankers is a solid life insurance company with many years of service behind it. Including its three affiliates, Liberty Bankers offers a wide variety of life insurance products and good burial and final expense insurance rates.

On top of having an impressive NAIC Complaint Index score, Liberty Bankers also has a good A.M. Best rating, meaning it is financially dependable if you need to file a claim.

Although Liberty Bankers is a fairly reputable company, we highly recommend looking at other companies before making a decision.

Not yet ready to buy Liberty Bankers life insurance? Enter your ZIP code into our free online tool for instant life insurance rates from companies in your area.