Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Mar 30, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • GEICO does not sell or underwrite life insurance. Instead, it partners with LifeQuotes, Inc. to help customers get quotes from other companies.
  • LifeQuotes, Inc. offers quotes from top companies, and you can purchase a policy on its website if you find one that works for you.
  • GEICO primarily offers auto, health, home, and business insurance. However, life insurance is likely more risk than the company wants to take on.

There has been some confusion in the past about whether GEICO sells life insurance or not. However, recently, the company has become more transparent that GEICO life insurance does not exist, and it is instead partnered with LifeQuotes, Inc. to offer quotes from other companies.

Below, we’ll discuss GEICO’s partnership with LifeQuotes, Inc., how to get quotes for life insurance, and if you should consider purchasing a policy you find on LifeQuotes.

Before you begin reading our GEICO life insurance review, enter your ZIP code into our free quote comparison tool above to compare life insurance quotes today.

Does GEICO sell life insurance?

GEICO does not sell or underwrite life insurance policies. Instead, GEICO partners with LifeQuotes, an online tool that allows you to get life insurance quotes from multiple companies.

What is LifeQuotes?

LifeQuotes.com, also known as LifeQuotes, Inc., was founded as Quotesmith Corporation in 1984. LifeQuotes offers quotes for auto, health, life, and business insurance.

You can receive quotes from top companies, such as American General Life, Banner Life, Gerber Life, John Hancock, MetLife, Mutual of Omaha, Pacific Mutual, Protective Life, Prudential Life, and William Penn.

Once you receive a quote from LifeQuotes, you can also buy a policy. You can find options including term life insurance, whole life insurance, universal life insurance, and more.

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How much is GEICO life insurance?

Since GEICO doesn’t offer life insurance, you won’t find GEICO life insurance rates. However, you can receive quotes from other companies through GEICO’s partnership with LifeQuotes.

To give you an idea of what you might pay for life insurance, here are some sample rates from top life insurance companies:

Average Monthly Life Insurance Rates by the Top Companies
CompaniesAverage Monthly Life Insurance RatesA.M. Best Rating
Banner Life$9A+
Principal$9A+
Protective$9A+
Guardian Life$10A++
MassMutual$10A++
Haven Life$11A++
New York Life$11A++
John Hancock$11A+
Mutual of Omaha$12A+
Nationwide$13A+
State Farm$15A++
Allstate$15A+
Prudential$16A+
Northwestern MutualN/AA++
Pacific LifeN/AA+
PrimericaN/AA+
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You should keep in mind that your life insurance rates will vary depending on many different factors, including your age, gender, health, location, and more.

What is GEICO?

GEICO stands for Government Employees Insurance Company. The company’s founder, Leo Goodwin, focused on providing insurance to government employees and members of the military.

Today, GEICO offers mainly auto, home, and business insurance. It has more than 17 million auto insurance policies in force. It employs over 40,000 people.

GEICO became a subsidiary of Berkshire-Hathaway in 1996.

Are GEICO ratings positive?

GEICO has an A+ rating from the BBB. LifeQuotes, Inc. also has an A+ rating from the BBB.

GEICO has a financial strength rating of A++ from A.M. Best, meaning it has a superior ability to meet its financial obligations.

GEICO has an NAIC complaint index of 2.76. This is over double the national median of 1.00, which means that GEICO gets significantly more complaints than companies of a similar size.

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How can I get a quote or file a claim?

Since GEICO does not sell or underwrite life insurance, you will not receive GEICO life insurance quotes. However, you can receive quotes from other companies through GEICO’s partnership with LifeQuotes, Inc.

You can visit GEICO’s website at www.geico.com. You can then navigate to the “Insurance” dropdown menu, click on “Additional Insurance,” scroll down, and click on “Start Life Quote.” This will take you to the LifeQuotes website (www.lifequotes.com).

To file a life insurance claim, this will depend on which company your policy is from. LifeQuotes, Inc. sells policies from multiple companies, so you must know which company you bought your policy from. You can then contact the company or view its website for instructions on filing claims.

How can I contact GEICO?

GEICO’s website is www.geico.com. You can email GEICO by clicking on the “Contact Us” page, scrolling down, clicking “Email Us,” and filling out the form.

The GEICO insurance telephone number is (800) 841-3000.

The GEICO headquarters is located at 5260 Western Avenue, Chevy Chase, MD 20815. The mailing address is One GEICO Plaza, Washington, D.C. 20076.

Should I buy GEICO life insurance?

Unfortunately, you can’t buy life insurance from GEICO because it doesn’t sell or underwrite life insurance policies. This is most likely due to the additional risk taken on to insure someone’s life.

You can, however, purchase a life insurance policy through GEICO’s partnership with LifeQuotes, Inc. LifeQuotes allows you to get quotes from some of the largest life insurance companies and buy a policy if you find one that works for you.

The best way to gauge whether you should buy a policy you find on LifeQuotes or not is to do your research. Look at the company’s website and read ratings and reviews from other websites. You may also want to look into their financial strength ratings.

Now that you’ve finished this GEICO life insurance review, if you need help finding affordable life insurance from companies in your area, enter your ZIP code into our free quote comparison tool below.