Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Heidi Mertlich

Licensed Life Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including,, and Forbes. As a parent herself, she understands the ...

Licensed Life Insurance Agent

UPDATED: Mar 15, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Company Details
Address: 11825 North Pennsylvania Street
City: Carmel
State: Indiana
ZIP Code: 46032
Phone Number: 203-762-4400
Year Founded: 1986
AM Best Rating: A+
Company Rating 1 (1 review)

Wilco Life Insurance Company may be challenging to locate. There isn’t a Wilco Life Insurance Company website, so how do you find out about the company, Wilco?

We do know that the company offers life insurance, but it’s not specified whether it’s term life insurance or permanent life insurance. Our guide will tell you everything you need to know about the Indiana-based life insurance provider.

Since Wilco life insurance quotes are private, you can enter your ZIP code in our free online quote tool above to compare life insurance rates from local companies in your area.

What products does Wilco Life Insurance Company offer?

It’s not clear what Wilco provides for customers. Since it’s a life insurance company, we can assume that it provides life insurance.

We researched Wilco carefully and found out it provides universal life insurance – a type of permanent life insurance. Our search also led us to a Better Business Bureau (BBB), which mentioned a 20-Year term life insurance policy.

So it’s safe to say that Wilco has term life and whole life insurance policies. However, there’s no Wilco website, which means there is no Wilco Life Insurance Company login.

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How much are Wilco Life Insurance rates?

With so little information on Wilco insurance, don’t expect to find rates. The parent company, Wilton Re, doesn’t provide Wilco insurance rates either.

How do you buy Wilco life insurance? The best way is to call an agent who can connect you to Wilco life insurance services.

You won’t know if you can get affordable Wilco life insurance coverage until a representative can inform you of how much it costs.

Are Wilco’s financial strength and credit ratings strong?

Thanks to Wilton Re, Wilco has stable financial strength and credit ratings from its parent company. Here are the latest ratings from AM Best, the Better Business Bureau, and Fitch.

Wilco Life Insurance Company Financial Strength and Credit Ratings
AM BestA+
Better Business BureauA
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Although the Wilton Re (Wilco) AM Best rating isn’t the best, it still shows excellent financial strength.

Under the BBB, Wilco is listed under its old name, Conseco. It has an A rating and two complaints that have been resolved in 2020. Fitch, another rating agency, gave Wilton an excellent credit rating.

Should you buy Wilco Life insurance?

There’s not much information about Wilco Life insurance services other than the complaints from the Better Business Bureau. You’re likely to find a better experience with a different company.

Regarding life insurance, you want to know what you’re buying, and a company with little to no information online may be a bad sign despite good financial strength ratings.

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Wilco Life Insurance Company History

Before it was known as Wilco Life Insurance Company, Wilco was called Conseco Life Insurance . It was owned by CNO Financial, which was founded in 1979.

In 2014, CNO Financial sold Wilco to Wilton Re. Today, Wilco is a subsidiary of Wilton Re. However, Wilco Life Insurance Company is currently struggling with a class-action lawsuit.

Read more: Cancelling Your Conseco Life Insurance Company of Texas Life Insurance Policy

According to Casetext Inc., Sherri West and several others are suing Wilco for charging premiums to customer accounts without permission. In addition to unauthorized charges, the class action lawsuit alleged that Wilco was withholding profits from universal life insurance policies.

Seamless Claims Process With Wilco Life Insurance

Ease of Filing a Claim

When it comes to filing a claim with Wilco Life Insurance, customers have limited options due to the absence of an official website. As of now, the primary method for filing a claim is to contact the Wilco Life Insurance Company via phone at 203-762-4400. This limitation can be a drawback for those who prefer online or mobile app-based claim submissions.

Average Claim Processing Time

The average claim processing time with Wilco Life Insurance is not readily available. The lack of online resources and customer feedback makes it challenging to assess the efficiency of their claims processing. Prospective policyholders should consider this factor when evaluating the company.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback regarding claim resolutions and payouts is scarce due to the company’s limited online presence. With minimal information available, it’s challenging to gauge the overall satisfaction of policyholders with Wilco’s claims handling.

Potential customers may need to rely on word-of-mouth recommendations and independent reviews for insights into the company’s claims experience.

Exploring Wilco Life Insurance Cutting-Edge Digital and Technological Features

Mobile App Features and Functionality

Wilco Life Insurance’s digital presence is notably limited, making it unlikely that they offer a dedicated mobile app for policy management. As a result, policyholders may not have access to the convenience of mobile app features such as viewing policy details, making premium payments, or filing claims through an app.

Online Account Management Capabilities

The absence of an official Wilco Life Insurance website further implies that online account management capabilities may be limited. Customers may not have access to online portals for policy management, including updating personal information, reviewing policy documents, or accessing billing information.

Digital Tools and Resources

Wilco Life Insurance’s digital tools and resources are minimal, given the company’s lack of an official online presence. Policyholders seeking educational resources, online calculators, or interactive tools for insurance planning may need to explore alternative insurance providers that offer a more robust online experience.

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Wilco Life Insurance: The Bottom Line

We can’t recommend this company because there’s not much information on the company and recent history shows it’s short on trust with current customers. The best feature of Wilco Life Insurance Company is the financial strength ratings, but those exist only because of Wilton Re’s sustained financial standing.

Instead of searching for Wilco Life insurance quotes, enter your ZIP code in the free comparison tool to find reliable companies in your local area.