Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Feb 20, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Company Details
Address: 2721 North Central Avenue
City: Phoenix
State: Arizona
ZIP Code: 85004
Phone Number: 602-263-6666
Year Founded: 1965
AM Best Rating: A-
Company Rating 0 (0 reviews)
The Facts of Life

  • Oxford Life Insurance Company provides annuities, life insurance, health insurance, and long-term care insurance
  • You won’t find Oxford Life insurance rates online, as they aren’t public
  • UnitedHealthcare Oxford is a different company
  • Oxford Life Insurance policyholders can file a claim online

Oxford Life Insurance Company is one of the smaller life insurance companies, with a market share that’s less than one percent. Although Oxford isn’t as big as the best life insurance companies, you may still be able to get affordable Oxford life insurance rates.

Continue reading this Oxford life insurance guide to learn more about its insurance rates, third-party ratings, and how to file a claim.

If you’re having second thoughts about getting Oxford Life insurance quotes, enter your ZIP code in the free comparison tool above to get insurance quotes from multiple companies in your area.

What products are offered at Oxford Life?

Oxford may be a small company, but it provides annuities, life insurance, and Medicare supplements. Some people may consider Medicare supplements as a type of health or long-term care insurance.

Like any good insurance company, Oxford Life’s products are unique. Here’s a list of the products offered at the Phoenix-based company.

Oxford Life Insurance Company Products
Life Insurance ProductsAnnuitiesMedicare Supplement Products
Assurance (Final Expense Life Insurance Policy)Royal SelectMedicare Supplement Insurance
Assurance One (Final Expense Life Insurance w/ Spouse & Child Rider)Silver SelectUSA Senior Care Network
Prosperity Select (Single Premium Life Insurance)Select-Series
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Oxford Life specializes in final expense life insurance – a type of permanent life insurance policy. Final expense insurance is also called final expense burial insurance.

If you’re looking for a retirement opportunity, buy an annuity. Oxford Life may give you a discount if you bundle a Medicare supplement coverage on your policy.

As a Medicare supplement policyholder, you’ll have access to the USA Senior Care Network.

Is Oxford Life connected to UnitedHealthcare Oxford? It doesn’t appear to be the same company.

We researched both companies to see if we could find a connection, but the only thing UnitedHealthcare Oxford shares with Oxford Life is the name.

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How much are Oxford Life insurance rates?

Oxford Life insurance quotes are private. The best way to get a quote from Oxford is to request one from its website.

Why not show potential customers sample rates? Most life insurance policies are designed for your age, health, and lifestyle.

Some smaller companies, like Oxford Life, prefer a personal touch on your policy, so it doesn’t feel like a general price.

Also, Oxford Life may have quote secrets on how it determines costs. Hiding this information could be a way to keep competitors on edge.

How do you file an Oxford Life insurance claim?

If you need to file an Oxford Life claim, follow these steps:

  • Step 1 – Visit the Oxford Life Insurance Company website (https://www.oxfordlife).
  • Step 2 – Click on the “Policyholders” link that’s located on the top banner. A list will appear, click on “Policyholders.”
  • Step 3 – Enter your Oxford Life login or scroll down to the “I’d like to…” section.
  • Step 4 – Click on one of the selections and follow the instructions.

For Oxford Life policyholders, you can log in to the Oxford website and file a claim. If you have more questions, contact Oxford Life Insurance Company toll-free at 1-866-641-9999.

What are Oxford Life’s financial strength and credit ratings?

According to AM Best, the most recent financial strength rating for Oxford Life is A-. Although it’s not the best rating, it shows that Oxford Life has a stable economic outlook and a low credit risk.

What does this score mean? It means that Oxford has an excellent ability to meet its customers’ obligations, and the company manages money effectively. The credit ratings reflect investment risk. Oxford Life has a low risk, but it’s susceptible to long-term credit risks.

However, Oxford Life Insurance Company’s customer reviews show a different side of the company. The Better Business Bureau (BBB) reported five complaints in the last three years. Four complaints were resolved in 2020. Oxford’s current BBB rating is B-.

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Oxford Life Insurance: The Bottom Line

Some small life insurance companies don’t provide a lot of information, but Oxford Life has a website, a login portal, and plenty of information on filing claims. For now, Oxford Life Insurance Company focuses on final expense life insurance, annuities, and supplement insurance.

We can’t provide an Oxford Life insurance quote for you, but you can locate quotes close to your area by entering your ZIP code in the free online quote tool.

Frequently Asked Questions: Oxford Life Insurance

#1 – Should I buy Oxford Life insurance?

It depends on your needs. You should request a quote from Oxford Life and compare it to other life insurance companies to ensure that you’re getting the best deal.

#2 – Is Oxford Life Insurance Company a subsidiary?

Yes. AMERCO owns Oxford Life.

#3 – Does Oxford Life Insurance Company have subsidiaries?

Yes. Oxford Life’s subsidiaries include North American Insurance Company, Christian Fidelity Life Insurance Co., and Oxford Life Insurance Agency Inc.

#4 – Is Oxford Life Insurance Company available nationwide?

Oxford Life is available in 48 states and Washington D.C. According to the National Association of Insurance Commissioners (NAIC), you won’t find Oxford Life in New York or Vermont.

#5 – Who is the CEO of Oxford Life Insurance Company?

Mark Haydukovich is the CEO of Oxford Life.