Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Aug 26, 2021

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The Facts of Life

  • Canceling your Haven Life insurance policy can be done online
  • You are offered a 10-day free look period once your application is approved
  • At any point during your application process, you can cancel your application
  • Temporary coverage is offered for those who still need to complete a medical exam
  • A complete refund of premium is returned if your policy is canceled during the free look period

In this article, you will learn how to get out of you Haven Life insurance policy.

Haven Life is an insurance company that offers a term life insurance policy. This policy is non-convertible because it is the only type of life insurance coverage offered.

There are multiple reasons as to why this policy is one that may not work out for you and your loved ones, so you may be looking to cancel.

Learn how to get out of your Haven Life insurance policy and understand what best works for you. Enter your ZIP code and get a free life insurance quote today.

How do I cancel my Haven Life insurance policy?

Being able to get out of your Haven Life insurance policy is a painless, quick process. It can all be done online through your Haven Life log in portal.

Canceling your policy

Once you have been approved for your insurance policy and you are no longer in your 10-day free look period, you can cancel your policy without any penalty. Log into your Haven Life account, and follow the step-by-step instructions to cancel you policy.

Premiums that have already been paid will not be refunded.

Canceling your policy during temporary coverage

Temporary coverage is a feature that is offered by Haven Life for those who still need to complete a medical exam. This feature will allow your insurance coverage to begin until your medical exam is completed.

Coverage will last until you receive full coverage, you decide to cancel your application, or your application is declined.

Canceling your temporary coverage is also done through the online portal.

Your payment will be refunded in full if still in temporary coverage. Refunds are typically processed within 7-10 business days.

Canceling your Haven Life insurance policy application

At any point during your application process, you can cancel your application.

Even if you accept the policy, you are offered a 10-day free look period to cancel your policy. A free look period is a time frame to review and read through your contract.

You may be questioning if you get your money back if you cancel your life insurance.

If you would like to cancel at any time during the free look period, you can do so with a complete refund of premium.

Your application is managed completely online. Log into your account and follow the instructions to cancel your application. If your application is not yet approved and in full effect, you will be issued a refund which takes 10 business days.

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How can I contact Haven Life?

Haven Life customer service representatives are available by phone Monday-Friday from 9 a.m.-6 p.m. EST. The Haven Life customer service phone number is 855-744-2836.

If you need assistance after business hours, you can send an email to [email protected]

Haven Life review

Headquartered in New York City and owned by MassMutual, a leading insurance company, Haven Life aims to offer affordable, easy-to-manage term life insurance policies online. This allows you to do away with the hassle of insurance shopping.

Is Haven Life a good insurance company? Haven Life has an A+ rating by A.M. Best. It is also rated #2 on U.S. News and World Report’s “Best Overall Life Insurance of 2021”, receiving 4.3 out of 5 stars.

What Haven Life offers

Haven Life Insurance Company offers three different specialities.

Term life insurance is the first specialty offered. This insurance coverage helps financially protect your family’s future if the unexpected happens.

Secondly, Haven Life offers disability income insurance. This helps to protect your income if you become disabled. Annuities are the third specialty. Annuities help to protect you and your loved ones from outliving any retirement savings that you may have.

Pros and cons of Haven Life

There are some pros and cons – just like with anything else in the world – of choosing Haven Life.

  • Pros
    • Simple online application process
    • No commission charged
    • Reputation for good customer service
    • Significantly fewer than expected customer complaints
    • Some applicants will need no exam
  • Cons
    • No personal interaction with a traditional agent
    • Only term life insurance is offered
    • Term life policies cannot be converted to whole life coverage

Haven Life is rated among the top life insurance companies of 2021, but that does not mean that canceling with them should not be easy… or allowed.

With applications and policies being managed and accessible online, the canceling process is made easy and accessible to any of them members. Through your log in portal, follow the directions for canceling your application, policy, or temporary coverage policy.

After you get out of your Haven Life insurance policy, understand what types of policies are right for you and your loved ones. Enter your ZIP code and get a free quote today.

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