Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jul 22, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Leaving your Great Western policy only takes a few steps.
  • Great Western offers a variety of final expense policies.
  • The customer reviews for GWIC are less than favorable.

When it’s time to get out of your Great Western life insurance policy, it can feel like a big decision. That being said, opting out of coverage can provide a new opportunity to get a better deal or allow you to take a look at a new policy type at the best life insurance companies.

Surrendering your Great Western life insurance policy is an easy step that just requires you to get in touch with the insurer. While you may have to wait up to a month, you’ll get a notification that your policy has been canceled.

Curious about what rates you’ll pay when you get out of your Great Western life insurance policy? Enter your ZIP code to get an idea of what you could pay.

When to Cancel Your Great Western Life Policy

The reasons for canceling a life insurance policy will differ depending on the person. However, it could provide the opportunity for new savings as well as better coverage, if such a deal comes along. Getting employer-sponsored life insurance is also a good reason for needing coverage.

How do I cancel my Great Western Life Insurance?

As a well-established company, Great Western life insurance customer service is set up to handle customer cancellations in a timely manner. Your Great Western life insurance policy can be canceled differently depending on whether it was before or after November 1, 2019.

  • For those with pre-need policies before that day, call 866-689-1401.
  • For those with pre-need policies on or after that day, call 800-995-9010

If you have a final expense policy, you’ll have to submit a written request via:

  • Fax – 402-496-8199
  • Mail – P.O. Box 14410, Des Moines, IA 50306-3410
  • Email (PDF) – [email protected]

You can also contact the insurer at Great Western life insurance’s phone number 1-800-733-5454 to stop having funds drafted from your account.

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Great Western Life Insurance Products

Great Western life has nearly 40 years in the business of providing quality final expense burial insurance policies. With a background in funeral services, Great Western is uniquely suited to offer the coverage to help take care of funeral and burial costs.

Pre-Need Life Insurance

A pre-need life insurance policy is an agreement between the insurer, the funeral home, and the policyholder. This contract assures that you can plan all the elements of your funeral ahead of time, allowing you to pay it off and have the full amount given to the funeral home when you pass.

Great Western’s pre-need life insurance policy offers level premiums and a guarantee that your policy won’t be canceled as long as your premiums are paid on time. Some of the variants on this policy even offer to forego the funeral and give what was paid as the death benefit.

Great Western Guaranteed Life Insurance

Great Western’s guaranteed life, or final expense, is guaranteed that the applicant will be accepted, and usually carries a much lower death benefit. This type of policy is typically helpful for those looking to cover burial expenses or anything else that might pop up.

Great Western life offers two guaranteed whole life insurance policies, and they provide coverage to take care of any end-of-life needs. At Great Western, the policyholder can get quality coverage with very little to no underwriting, and thus will have less to worry about when they pass.

Great Western Life Insurance Customer Service Reviews

As an insurer that has been in the business since 1983, Great Western Insurance Company has a history of providing coverage to take care of any and all EOL needs. During this time, rating companies and customers have been vocal about their experience with their Great Western reviews.

Industry Reviews

There are professional insurance rating services that classify the insurer based on their credit rating and financial strength.

Currently, there are ratings out there for Great Western Insurance Company from a number of professional companies. A.M Best recently upgraded Great Western Life’s ratings in 2018 from a financial strength of Good to Excellent, as well as an improvement to the credit rating.

Customer Reviews

Like with the industry reviews, the customer reviews help keep an insurer in check and serves as an indicator of what issues most customers experience.

That being said, Great Western’s customer reviews are less than ideal. The insurer only offers two types of insurance that are fairly similar, and customers have still faced issues with their policies. On the BBB website, they’ve closed seven complaints in the last three years.

Conclusion: Great Western Life Insurance Overview

There are a wide variety of reasons to cancel your life insurance policy, including opening yourself up to new coverage. If you need to get out of your Great Western life insurance policy, it can be as easy as getting in touch with customer service to process your request.

Curious about what you can pay when you get out of your Great Western life insurance policy? Use our free ZIP code tool to get an idea of your potential rates for a new insurer after you cancel your Great Western life insurance policy.

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