How to Get Out of Your Cincinnati Life Insurance Policy [Right Way]
If you need to know how to get out of your Cincinnati Life Insurance policy, the quickest approach is to contact your Cincinnati Life agent. Unless you're still in the 10-day free-look period, you likely won't receive any refund when you cancel your Cincinnati Life insurance policy. Cincinnati Life may require a cancellation request in writing as part of the process.
Free Life Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jul 21, 2021
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
- Cincinnati Life Insurance operates entirely through independent insurance agents
- The company honors the standard 10-day free-look cancellation policy
- Be sure to discuss cancellation and refund terms with your insurance agent, as that information is not available online
Life insurance policies are an easy and effective way to provide your family with a financial safety net. That said, you may learn that your current policy isn’t meeting your needs – even if it’s from one of the nation’s best life insurance companies.
This article will outline the steps you should take to get out of your Cincinnati Life insurance policy in the simplest way possible.
You might decide in the future that you’d like to purchase a replacement life insurance plan. Get a head start on that process by entering your ZIP code into our free tool for a selection of policy quotes from companies near you.
How do I cancel my Cincinnati Life insurance policy?
To start with, it might be worth reviewing the different policy options available at Cincinnati Life Insurance:
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
The process of canceling your Cincinnati Life Insurance policy is a bit different than with other providers due to how the company operates.
Cincinnati Life Insurance’s website provides limited information about its policies, instead requiring that policyholders and potential policyholders speak directly with an insurance agent.
That said, all life insurance providers are legally obligated to honor a 10-day “free-look” period during which you can cancel your policy without penalty and receive a full refund. Note that depending on your state of residence, this free-look period may be longer than 10 days.
For some insurance providers, the cancellation process differs depending on the type of policy you selected. Because Cincinnati Life Insurance does not advertise its cancellation and refund standards, you’ll need to speak with your agent to find out the specific cancellation terms for your policy.
If you want to speak with a Cincinnati Life Insurance customer service representative, you can contact them either through email or over the phone. Have your policy number handy, as the company requires that you provide them with that information.
Enter your ZIP code below to compare cheap life insurance rates.
Secured with SHA-256 Encryption
How to Get Out of Your Cincinnati Life Insurance Policy: The Bottom Line
There are many good reasons to buy life insurance, including financial security and peace of mind. But as time goes on, you might decide that you no longer want or need your policy.
While providers are obligated to grant you a 10-day free-look period during which you can cancel for any reason at no cost, cancellation and refund standards after the time limit can vary dramatically between different insurance companies.
That’s why it’s critical to ask your insurance agent about the policy’s cancellation and refund options. Unhappy with your current provider, but still want life insurance? Enter your ZIP code into our free tool and review insurance quotes from companies near you.
Cincinnati Life Insurance: Frequently Asked Questions
Read on for answers to frequently asked questions about how to cancel your life insurance policy.
#1 – How do I contact Cincinnati Life Insurance customer service?
You can call them at 1-800-783-4479, or shoot an email to [email protected]
#2 – Can I cancel my Cincinnati Life Insurance policy on their website?
No. Cincinnati Life Insurance asks potential customers to speak directly with an insurance agent for all policy purposes.