Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • To begin canceling your Baltimore life insurance policy, call Baltimore Life at (410) 581-6600 or (800) 628-5433
  • You may want to cancel your life insurance if your family doesn’t need the financial support, you find a better investment, or you find better rates elsewhere
  • A life insurance cancellation letter should include a written request for cancellation with important policy information

There are many reasons why you may want to get out of your Baltimore life insurance policy. You may not have found affordable Baltimore life insurance or have been unhappy with the customer service.

While the cancellation process may vary by company, we’ll discuss the basics of how to cancel a life insurance policy below.

If you’re not satisfied with your Baltimore life insurance quotes, get out of your Baltimore life insurance policy and compare quotes from other companies in your area for free by entering your ZIP code above.

How do I cancel my Baltimore life insurance policy?

Canceling life insurance is a relatively easy task. You may need to call your insurance company, fill out some forms, and write a life insurance cancellation letter.

Unfortunately, you can’t cancel your Baltimore life insurance policy online. You will need to contact Baltimore directly. You can use the Baltimore Life insurance company customer service number at (410) 581-6600 or (800) 628-5433. The fax number is (866) 660-6253.

The Baltimore mailing address is The Baltimore Life Companies, 10075 Red Run Boulevard, Owings Mills, MD 21117. You may also fill out the contact form on their website.

After you contact Baltimore, they will be able to walk you through their cancellation process.

Enter your ZIP code below to compare cheap life insurance rates.

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When should I cancel my life insurance?

Life insurance is typically purchased as a way to protect your family after you pass away. Therefore, if you feel that your family no longer needs that support, you may wish to cancel your life insurance.

Your life insurance may also be a part of a larger investment portfolio. In some cases, you may feel that a different investment will give better returns and be more worthwhile.

You may also want to switch your life insurance policy to another company if you can find better rates elsewhere.

Term life insurance is easy to cancel, but if you have permanent life insurance, keep in mind that you could lose part or all of your policy’s cash value.

How do I write a life insurance cancellation letter?

There are a few specific things that need to be included in a life insurance cancellation letter:

  • Name and address of policyholder
  • Name and address of the insurance company, as well as a contact person if you know who it is
  • A subject line that includes the policy number
  • A request to cancel the policy and that all payments be stopped
  • A request for the refund of any prepaid premiums or policy’s cash value
  • A signature at the bottom of the letter

You may want to print two copies of your cancellation letter to keep one for your records.

If you’re unhappy with your Baltimore life insurance rates, get out of your Baltimore life insurance policy and compare rates by entering your ZIP code into our free quote comparison tool below.