Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Contact Americo Financial by logging in with your customer login and accessing the contact options for your policy
  • You may want to consider switching policies or setting up a policy with another company before cancelling to ensure you don’t have a lapse in coverage
  • Compare life insurance rates by speaking with an insurance agent or searching online

As you go through life and estate planning, you might find it necessary to cancel or change your life insurance. If you’re unsure of how to get out of your Americo Financial Life & Annuity insurance policy, continue reading below.

Most people buy life insurance in an effort to plan for when they might not be around to care for family and financial obligations, so canceling it is not a question they might have asked upfront. Let’s review how to cancel a life insurance policy and if that option is right for you.

If you’re not happy with your Americo Financial life insurance rates, learn how to get out of your Americo Financial Life & Annuity insurance policy, then enter your ZIP code to compare quotes from life insurance companies for free.

How do I cancel my Americo Financial Life & Annuity insurance policy?

You can use your Americo Financial Life & Annuity insurance company login to access your account online as a policyholder. This will provide the most up-to-date information on your specific plan.

Disclosures on all aspects of your plan, valuations, and cancelation or surrender options should be found in the documents within your plan.

In addition, the specifics of surrendering your policy should be included on your account. If not, you can also call or use the generic form on the website under the Annuity Surrender form.

Enter your ZIP code below to compare cheap life insurance rates.

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How do I contact Americo Financial?

While logging in to your account is the first step, contacting customer service to discuss options may be necessary during the cancellation process.

The Americo Financial Life & Annuity insurance company phone number and other contact options are listed in your account information or the main page of their website.

Take special note of different phone numbers provided, such as Existing Policies and Purchasing a New Policy, allowing you to get to the right department quickly and efficiently. They also provide an email address to send questions or concerns without having to call.

Should I cancel my life insurance policy?

Only you will know if you should cancel your life insurance policy. Normally, such a decision will be prompted by a life change you are dealing with and realigning your financial affairs.

You may want to cancel your policy if you have changed to a new policy, can find better premiums, or don’t need the level of coverage any longer.

However, remember that many annuity and life insurance policies do have a cash value attached to them, and you may want to keep your policy if cancelling means risking the loss of your assets.

You may want to compare your current policy to cheaper options or other companies. Setting up a new policy may be better than surrendering or canceling your policy completely.

If you’re unhappy with your Americo Financial life insurance quotes, you can work with an insurance agent who can help you switch policies or compare life insurance quotes online.

 Now that you know how to get out of your Americo Financial Life & Annuity insurance policy, you can use our free quote comparison tool below to compare life insurance companies in your area.