Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Nov 23, 2021

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The Facts of Life

  • Money orders are an easy way to exchange funds safely when paying with cash isn’t practical, personal checks aren’t accepted, and when non-digital payment is required
  • Although money orders are inexpensive, they almost always have a purchase fee and sometimes a redemption fee for the recipient
  • Unlike a check, a money order can’t bounce

Finding life insurance companies that let you pay the bill by money order may be a bit of an outdated statement. Still, plenty of people pay for their life insurance policies with them.

A money order is a great way to pay a bill since it’s already been prepaid. It’s a secure and convenient solution to paying any kind of life insurance policy. This will give you peace of mind over sending a paper check or cash.

Finding a life insurance company that will take money orders might be a hassle, but we can help. Below we’ll tell you which companies take money orders and how to make sure it’s received on time.

Keep reading to find out where to find affordable life insurance companies that let you pay the bill by money order. Then, enter your ZIP code into our free and easy-to-use tool and start comparing life insurance quotes today.

Life Insurance Company That Lets You Pay the Bill by Money Order

Which insurance companies accept money orders? Looking for life insurance quotes online from companies that allow more than just online bill payments can be a bit of a challenge.

Most insurance companies have moved online, so finding one that still takes mail-in checks or money orders is a little harder these days.

Money orders are a secure way to send a cash-value note through the mail to pay a bill. Money orders are a lot safer than physical cash since, like a paper check, it can only be cashed to the addressed person or entity.

Here is a list of life insurance companies that still take money orders.

Farmers Insurance

Farmers Insurance has plenty of options to choose from when it comes to paying your bill. And most importantly, they allow money orders.

How to pay your bill with Farmers:

  • Online: This option is for personal auto, home, and umbrella policies. You can choose one-time payments, automatic payments, and scheduled payments.
  • By Phone: For personal auto, home, or umbrella policies, call: 1-888-327-6335, and for business insurance: 1-855-323-5350.
  • By Mail: You can send checks and money orders to P.O. Box 0991, Carol Stream, IL 60132-0991.

Farmers agents also accept all forms of payments at any of their locations.

Shelter Insurance

With Shelter Insurance, you can pay your bills few different ways:

  • Cash
  • Check/EFT
  • Debit/Credit card
  • Money order

For money orders and checks, use this business address: Shelter Insurance, 1817 W Broadway, Columbia, MO 65218

You can pay your bill by visiting your local agent, where they accept all forms of payment. In addition, Shelter also offers online payments, and you can set up recurring monthly withdrawals. And you can choose when to pay by setting up an automatic withdrawal from your checking account every 12 months, semi-annually, or annually.

State Farm

State Farm has many payment options available. Although they prefer online payments, they do still accept personal checks, money orders, and online checks as forms of payment.

Send your money order or check by mail to State Farm Insurance Companies/ Insurance Support Center – East, P.O. Box 588002, North Metro, GA 30029.

Other forms of acceptable payment include:

  • Online using State Farm’s payment portal
  • By calling 1-800-440-0998, which accepts credit cards or checking/savings account payments 24/7
  • Using the State Farm mobile app

Some of these payment options may not be available in all states, but checks and money orders are accepted in every state.

Liberty Mutual

Liberty Mutual’s convenient bill and payment management center accepts many different payment options, and that includes money orders.

Choose from one of several easy ways to pay:

  • Credit card or bank account: log in and pay online using any major credit card, checking or savings account
  • Pay without logging in: make a one-time payment using your name and birthday — no login required
  • Online banking: sign up online through your bank using your Liberty Mutual policy number
  • Payroll deduction: call 1-844-349-8391 to automatically deduct your bill from your paycheck on a recurring basis
  • By phone: call 1-844-349-8391 to pay using an automated phone service
  • By mail: all checks and money orders can be sent to Liberty Mutual Insurance Group Personal Market – RPC PO Box 1604 New York, NY 10116-1604

Credit card fees apply and may vary by state.

Primerica Life

Primerica Life takes payment for life insurance policies in many ways:

  • Money orders
  • Online
  • Branch offices
  • Axis bank branch
  • NACH
  • NEFT
  • SBI branches
  • Bank guarantee

To send a money order, address it to Primerica Life Insurance Limited (Erstwhile DHFL Primerica Life Insurance Company Limited), 4th Floor, Building No.9B, Cyber City, DLF City Phase III, Gurgaon-122002.

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Can I pay car insurance with a money order?

Paying car insurance with money orders is a convenient way to securely send your money through the mail to pay your car insurance bill.

Many car insurance companies have moved to online banking, but many people either don’t have internet, don’t have a credit or debit card, or don’t own paper checks.

So, with plenty of people still using cash, a few car insurance companies still accept money orders:

  • Liberty Mutual
  • Travelers
  • Progressive
  • Allstate
  • State Farm

Some places that sell money orders do still charge a small fee for them. However, rates will fluctuate depending on where you go. For example, Walmart charges $.88, while the U.S. Postal Service charges between $1.25 and $1.75 per money order.

Life Insurance Company That Lets You Pay the Bill by Money Order: Key Takeaways

Paper checks and money orders are becoming things of the past in favor of online banking and bill payments. As a result, finding life insurance rates from companies that let you pay the bill by money order can be challenging.

Thankfully, a few companies still recognize that not everyone has access to a computer or bank account. Fortunately, these companies still accept money orders for life insurance.

Now that you’ve learned how to find life insurance quotes from companies that let you pay the bill by money order, take the time to enter your ZIP code into our free tool and compare life insurance quotes in your area.