Life Insurance Types Explained

So you’re in the market to buy a life insurance policy. The first question that you need to ask yourself is – “what type of life insurance should I buy?”   The goal of this post, “Life Insurance Types Explained” is to help you understand your options. Once you get an idea of your options, you can select…

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Life Insurance for A Small Business Loan

Starting a new business or taking out the money that is necessary to support a business that you hope to grow is not always easy. In many situations, you may believe that you have all of the accurate information and compelling reasons for someone to provide you with a small business loan. Life Insurance for…

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No Medical Exam Life Insurance For People Who Smoke

Can someone who smokes get life insurance? Yes, but rates for no medical exam life insurance for people who smoke are typically more than double those of non-smokers. Before you buy life insurance, search for the lowest life insurance rates online and compare as many companies as possible. You need to learn how to buy…

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Northwestern National Life Insurance Company Review (2022)

Northwestern National sells life insurance for business owners as Reliastar Life Insurance Company. The company only provides group term life and whole life plans through employers. However, the company has several riders and has been rated an A by A.M. Best. Knowing more about the Northwestern National Life Insurance Company will help you decide if…

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Term Life Insurance Rates by Age

One of the most common type of life insurance is term life insurance. What many people may not realize is that there is a great deal of variance in term life insurance rates by age. If you wait too long to buy life insurance, you might end up overpaying. Nobody wants to pay too much…

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Primerica Life Insurance Review: What You Need to Know in 2022

You’ve likely heard of the Primerica Life Insurance Company through a family or friend. We’re going to go over this company in detail in our review. Referred to by the company as the “Primerica Business Opportunity,” Primerica (or “Prime America” as some people erroneously call it) agents are trained to target their friends and family…

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ReliaStar Life Insurance Company Review (2022)

ReliaStar Life Insurance Company Of New York provides group term and whole life insurance for business owners to supply for their employees. The company has several options and riders that businesses can provide for employees to customize their policies. Additionally, ReliaStar has excellent financial security and strength. Knowing more about ReliaStar Life Insurance will help you…

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Are life insurance premiums tax-deductible?

You clicked on this post because you’re interested in how life insurance is taxed. It seems strange for a post about life insurance to begin discussing taxes.  But taxes are an important consideration before purchasing a life insurance policy, especially when the purpose is to reduce your taxable income.  If you’re concerned about taxes and…

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What are the best life insurance blogs?

Are you looking for the best life insurance blogs on the internet? One Google search for the “best life insurance blogs” cannot guarantee a connection to high-quality life insurance blogs that strike your interest. That’s why we did extensive research to provide you with eight of the top life insurance blogs for you to read….

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Key Person Life Insurance Company Review (2022)

[su_box title=”The Facts of Life” style=”default”] Key person life insurance, also known as key man life insurance, is a type of policy a company takes out on a key contributor A key person policy is designed to protect a company and its employees from any financial losses associated with the death of a vital employee…

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Voya Life Insurance Review

Buying a quality life insurance plan is a great way to help ensure that your family isn’t left to pay off debt or final expenses. However, searching for the best life insurance company can be tough. If you’ve been offered a Voya life insurance plan through your workplace, you may be wondering what your options are…

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Life Insurance 101: What is a child rider?

If you have a child ­— or children — a child rider add-on to your life insurance policy will not only benefit you, but it will benefit your child as well. The good thing about the child rider add-on is that, once purchased, it covers all of your children or future children. You do not…

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Life Insurance 101: What is a spouse term rider?

What is a rider in insurance? Specifically, what is a spouse term rider, and how does it work? A spouse term rider for life insurance essentially allows two people to share a life insurance policy. When you’re engaged in advanced planning, you may find that you need to pair a spouse term rider, child rider,…

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How to Pass a Life Insurance Medical Exam

If you are beginning your search for a life insurance policy, you may be surprised to learn that one aspect of the  application process involves completing a life insurance medical exam. This life insurance health exam allows insurance companies to better assess your risk factor before deciding whether or not to offer you a policy….

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Best Life Insurance Company That Doesn’t Check Rx Reports [2022]

In these modern times of turmoil and tribulation, it can be anxiety-inducing to think about what may happen to your family after you have passed on. Thankfully, life insurance can help you care for your loved ones even when you have passed away. Now, if you are prescribed certain medications, life insurance may be hard…

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Complete Guide to Buying Out Life Insurance Policies

If you’re interested in buying out life insurance policies, there are a few things you’ll want to know before you do. Essentially, a life insurance buyout occurs when the policyholder sells their senior life insurance policy and receives a cash payment. This type of transaction is also called a life settlement. To know whether a…

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