Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: May 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • United Home Life has life insurance for accidental death and people with diabetes
  • Despite its low A.M. Best rating, Sentinel Security Life Insurance Company has cheaper burial insurance rates
  • You can manage your policy online by using Sentinel Security or United Home Life login

If you’ve narrowed your life insurance choices and you’re ready to compare Sentinel Security vs. United Home Life insurance, you’re in the right place.

Some of Sentinel Security Life and United Home Life insurance rates are private, but we’ve managed to locate final expense burial insurance rates.

Our guide explains everything you need to know about Sentinel Security vs. United Home Life insurance quotes, insurance products, and third-party ratings.

Continue reading to learn how to secure affordable Sentinel Security vs. United Home Life insurance. Use our free online quote tool above to compare multiple companies in your local area.

Sentinel Security vs. United Home Life Insurance: Which company has more life insurance products?

It’s important to make the right choice when buying life insurance, so let’s learn more about Sentinel Security and United Home Life insurance products. Matching up insurance policies at both companies reveals which has more options.

Sentinel Security vs. United Home Life Insurance Policies
Sentinel Security Life Insurance PoliciesUnited Home Life Insurance Polices
Final Expense Burial Insurance (New Vantage Life)Term Life Insurance
Healthcare Supplement InsuranceSimplified Issue Whole Life
Medicare Supplement InsuranceGuaranteed Issue Whole Life
Accidental Death Coverage
Term Life Insurance for Diabetics
Final Expense Burial Insurance
Get Your Rates Quote Now
Compare RatesStart Now →

United Home Life is more diverse with life insurance and even provides a specialty term life insurance policy for people with diabetes. Sentinel Security only carries burial insurance and health supplement insurance.

But how much does life insurance cost at Sentinel Security Life and United Home Life? Continue reading to learn more.

Enter your ZIP code below to compare cheap life insurance rates.

 Secured with SHA-256 Encryption

How much are Sentinel Security vs. United Home Life insurance rates?

Life insurance cost is determined by age, gender, health, and policy limit. Sentinel Security and United Home Life insurance premiums are no different.

Since both United Home Life and Sentinel Security Life keep their rates private, the most accurate quotes are provided by requesting quotes personalized quotes.

We were able, however, to find burial insurance rates. Let’s compare Sentinel Security vs. United Home Life burial insurance costs to see which company is cheapest.

Sentinel Security vs. United Home Life Average Monthly Burial Insurance Rates by Age, Gender, and $10K Policy Limit
Age of PolicyholdersSentinel Security Monthly Burial Insurance Rates for Non-Smoking Females Sentinel Security Monthly Burial Insurance Rates for Non-Smoking MalesUnited Home Life Monthly Burial Insurance Rates for Non-Smoking Females United Home Life Monthly Burial Insurance Rates for Non-Smoking Males
40$19$23$20$23
45$20$25$23$27
50$23$28$26$31
55$27$34$30$37
60$34$42$35$45
65$42$54$42$56
70$53$70$52$75
75$76$97$71$103
80$108$147$105$139
85N/AN/ANANA
Get Your Rates Quote Now
Compare RatesStart Now →

Female policyholders at both life insurance pay the least, but males pay a little more per month. The price gap between age and gender gets bigger as customers get older.

That’s because life expectancy and health decrease as you get older. Also, a smoker will pay $15 or more per month because smoking shortens your life expectancy.

Do Sentinel Security and United Home Life insurance have good financial ratings?

Before you buy Sentinel Security vs. United Home Life insurance, please take a moment to get familiar with their financial strength ratings.

Financial strength is important because it reveals how well a company manages money and meets customer expectations. And A.M. Best is one of the best rating agencies to judge these factors.

Currently, Sentinel Security has a “B++” under A.M. Best, but United Home Life has an “A-.” United Home Life has a better A.M. Best rating.

However, Sentinel Security has a better customer service rating at the Better Business Bureau (BBB). United Home Life one out of five stars under BBB’s customer reviews, but Sentinel Security has two out of five stars.

Can I file a Sentinel Security or United Home Life insurance claim online?

It depends. United Home Life has a place on its main webpage that links customers directly to the claim process. If you have a United Home Life login, you may be able to file your claim faster.

Sentinel Security doesn’t appear to have a place to file a claim online, but the company website has a few forms you can download. To file a claim at Sentinel Security, you’ll need to contact Sentinel Security Life customer service.

Enter your ZIP code below to compare cheap life insurance rates.

 Secured with SHA-256 Encryption

Sentinel Security vs. United Home Life Insurance: What’s the bottom line?

If you’re looking for more affordable burial insurance rates, Sentinel Security may be the best choice. But, United Home Life is better with layering life insurance coverage.

We hope our comparison of Sentinel Security vs. United Home Life insurance we helpful. Enter your ZIP code in the free comparison tool to compare the top companies near you and secure cheap life insurance today.