Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 25, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • Both Liberty Bankers and Oxford offer a wide variety of life insurance options to choose from
  • A.M. Best gave a higher rating to Oxford than Liberty Bankers
  • When comparing Liberty Bankers vs. Oxford, Oxford has more affordable rates than Liberty Bankers

With so many life insurance companies and policies out there, finding the best life insurance companies for you and your needs is a challenge. We created this Liberty Bankers vs. Oxford life insurance review to help simplify the process.

Keep reading to compare Liberty Bankers vs. Oxford life insurance companies, including rates, policies, ratings, Oxford and Liberty Bankers life reviews, and more.

Before we dive deeper into this Liberty Bankers vs. Oxford life insurance review, enter your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Liberty Bankers vs. Oxford: Which company offers more affordable rates?

One of the best places to begin comparing life insurance companies is their rates. A life insurance company’s rates help you to decide whether or not the coverage offered to you is worth the amount you will spend every month.

Among other aspects, the Insurance Information Institute includes products, financial solidity, and rates as critical things to consider when deciding on a life insurance company.

The following table includes a comparison of Liberty Bankers vs. Oxford life insurance rates for a burial and final expense life insurance plan valued at $20,000 for non-smoking men and women ages 50-80.

Liberty Bankers vs. Oxford Monthly Burial & Final Expense Life Insurance Rates ($20,000) for 50-year-old Non-Smokers
Gender of InsuredLiberty BankersOxford
Male Monthly Rates$56.39$46.48
Female Monthly Rates$46.51$38.54
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After comparing these Liberty Bankers vs. Oxford life insurance quotes, you can see that Oxford’s burial and final expense insurance rates are less expensive than Liberty Bankers’.

However, cheaper rates are not always indicative of better coverage, which is why it’s important to compare Liberty Bankers vs. Oxford life insurance with other companies before making a decision.

Comparing quotes from multiple companies helps you know which companies could be a good fit for you. To learn more about Liberty Bankers’ life insurance rates and products, read our Liberty Bankers review.

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What kinds of life insurance coverage do Liberty Bankers and Oxford offer?

In addition to their rates, another critical thing to look at when comparing insurance companies is what products they offer. Some companies specialize in areas that others do not, and understanding exactly what you need will ensure you don’t overpay for your insurance.

Liberty Bankers offers a variety of life, health, and retirement insurance plans to its policyholders, such as:

  • Final expense insurance
  • Home service
  • Pre-need insurance
  • Group annuities

Oxford offers medicare and final expense life insurance policies, including:

  • Prosperity Select
  • Assurance
  • Assurance One

Oxford Insurance Co. also offers additional annuities and medicare supplements to its policyholders. You can reach an Oxford life insurance company customer service agent through the Oxford life insurance phone number: (866) 641-9999.

For additional information about Oxford’s life insurance products, read our Oxford review.

When deciding on a life insurance policy, start by looking at your needs and find a company that adequately covers those needs at rates you can afford.

Liberty Bankers vs. Oxford: Which company has better reviews?

It’s also beneficial to consider how well a company is rated through credible sources when buying life insurance. Websites such as A.M. Best rate companies on their financial stability.

Liberty Bankers has an A.M. Best rating of B++ (Good), while Oxford has an A.M. Best rating of A- (Excellent). Although both companies are rated well, Oxford is rated better on its financial stability than Liberty Bankers.

Liberty Bankers vs. Oxford: The Bottom Line

Both Liberty Bankers and Oxford are excellent companies with good reputations in the life insurance industry. Each offers a wide variety of life insurance products from which potential policyholders may choose.

Comparing Liberty Bankers vs. Oxford life insurance rates, Oxford has cheaper burial and final expense life insurance rates than Liberty Bankers.

Each company is rated well with A.M. Best, meaning they are financially strong compared to other life insurance companies.

Now that you’ve read this Liberty Bankers vs. Oxford life insurance review, we recommend comparing them with other companies and discussing your options with an agent before deciding.

You should now have everything you need to know to decide whether to buy Liberty Bankers or Oxford life insurance. While you consider what you’ve learned, shop around. Enter your ZIP code into our free online tool for instant life insurance rates from companies in your area.