Liberty Bankers vs. Oxford: Best Choice for Life Insurance (2021)
In comparing Liberty Bankers vs. Oxford insurance companies, both proved dependable. Each company has a variety of life insurance policies and a good A.M. Best rating. However, Oxford offers more affordable rates to men and women of various ages. Liberty Bankers and Oxford life insurance rates will vary from person to person, so either may be cheaper for you.
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UPDATED: Jun 25, 2021
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- Both Liberty Bankers and Oxford offer a wide variety of life insurance options to choose from
- A.M. Best gave a higher rating to Oxford than Liberty Bankers
- When comparing Liberty Bankers vs. Oxford, Oxford has more affordable rates than Liberty Bankers
With so many life insurance companies and policies out there, finding the best life insurance companies for you and your needs is a challenge. We created this Liberty Bankers vs. Oxford life insurance review to help simplify the process.
Keep reading to compare Liberty Bankers vs. Oxford life insurance companies, including rates, policies, ratings, Oxford and Liberty Bankers life reviews, and more.
Before we dive deeper into this Liberty Bankers vs. Oxford life insurance review, enter your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.
Liberty Bankers vs. Oxford: Which company offers more affordable rates?
One of the best places to begin comparing life insurance companies is their rates. A life insurance company’s rates help you to decide whether or not the coverage offered to you is worth the amount you will spend every month.
Among other aspects, the Insurance Information Institute includes products, financial solidity, and rates as critical things to consider when deciding on a life insurance company.
The following table includes a comparison of Liberty Bankers vs. Oxford life insurance rates for a burial and final expense life insurance plan valued at $20,000 for non-smoking men and women ages 50-80.
|Gender of Insured||Liberty Bankers||Oxford|
|Male Monthly Rates||$56.39||$46.48|
|Female Monthly Rates||$46.51||$38.54|
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After comparing these Liberty Bankers vs. Oxford life insurance quotes, you can see that Oxford’s burial and final expense insurance rates are less expensive than Liberty Bankers’.
However, cheaper rates are not always indicative of better coverage, which is why it’s important to compare Liberty Bankers vs. Oxford life insurance with other companies before making a decision.
Comparing quotes from multiple companies helps you know which companies could be a good fit for you. To learn more about Liberty Bankers’ life insurance rates and products, read our Liberty Bankers review.
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What kinds of life insurance coverage do Liberty Bankers and Oxford offer?
In addition to their rates, another critical thing to look at when comparing insurance companies is what products they offer. Some companies specialize in areas that others do not, and understanding exactly what you need will ensure you don’t overpay for your insurance.
Liberty Bankers offers a variety of life, health, and retirement insurance plans to its policyholders, such as:
- Final expense insurance
- Home service
- Pre-need insurance
- Group annuities
Oxford offers medicare and final expense life insurance policies, including:
- Prosperity Select
- Assurance One
Oxford Insurance Co. also offers additional annuities and medicare supplements to its policyholders. You can reach an Oxford life insurance company customer service agent through the Oxford life insurance phone number: (866) 641-9999.
For additional information about Oxford’s life insurance products, read our Oxford review.
When deciding on a life insurance policy, start by looking at your needs and find a company that adequately covers those needs at rates you can afford.
Liberty Bankers vs. Oxford: Which company has better reviews?
It’s also beneficial to consider how well a company is rated through credible sources when buying life insurance. Websites such as A.M. Best rate companies on their financial stability.
Liberty Bankers has an A.M. Best rating of B++ (Good), while Oxford has an A.M. Best rating of A- (Excellent). Although both companies are rated well, Oxford is rated better on its financial stability than Liberty Bankers.
Liberty Bankers vs. Oxford: The Bottom Line
Both Liberty Bankers and Oxford are excellent companies with good reputations in the life insurance industry. Each offers a wide variety of life insurance products from which potential policyholders may choose.
Comparing Liberty Bankers vs. Oxford life insurance rates, Oxford has cheaper burial and final expense life insurance rates than Liberty Bankers.
Each company is rated well with A.M. Best, meaning they are financially strong compared to other life insurance companies.
Now that you’ve read this Liberty Bankers vs. Oxford life insurance review, we recommend comparing them with other companies and discussing your options with an agent before deciding.
You should now have everything you need to know to decide whether to buy Liberty Bankers or Oxford life insurance. While you consider what you’ve learned, shop around. Enter your ZIP code into our free online tool for instant life insurance rates from companies in your area.