Great Western vs. United Home Life: Best Choice for Life Insurance (2021)
After comparing Great Western vs. United Home Life insurance, both proved reputable. Great Western and United Home both offer a variety of life insurance policies. United Home, however, offers more affordable rates to men and women of various ages. Also, both Great Western and United Home Life are well-reviewed by A.M. Best. Comparing Great Western vs. United Home Life insurance rates will help you choose the right company for your needs.
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UPDATED: Jun 23, 2021
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- When comparing Great Western vs. United Home Life, United Home Life is more affordable than Great Western
- Both United Home Life and Great Western offer a wide variety of coverage options to choose from
- A.M. Best gave a slightly higher rating to Great Western than United Home Life Insurance Company
There are so many life insurance providers and policies available, which makes finding the best life insurance companies a difficult task. To make your search easier, we created this Great Western vs. United Home Life insurance review.
Keep reading to learn more about Great Western vs. United Home Life, including pricing, policies, and company ratings.
Before we dive into the Great Western vs. United Home Life insurance comparison, enter your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.
Great Western vs. United Home Life: Which company offers more affordable rates?
The best place to start when comparing life insurance companies is to look at their rates. A company’s rates allow you to decide whether or not the coverage you get is worth the amount you’ll have to spend every month.
Among other qualities, the Insurance Information Institute lists products, financial solidity, and premiums as important things to consider when choosing a life insurance company.
We were only able to find the burial and final expense life insurance rates for both Great Western and United Home Life.
The table below includes the Great Western and United Home Life insurance rates for a burial and final expense life insurance plan valued at $10,000 for 50- and 60-year-old non-smoking men and women.
|Company||Male Age 50 Average Monthly Rates||Male Age 60 Average Monthly Rates||Female Age 50 Average Monthly Rates||Female Age 60 Average Monthly Rates|
|United Home Life||$31.02||$44.69||$26.06||$35.42|
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As you can see, United Home Life’s burial and final expense life insurance rates are significantly less expensive than Great Western’s. However, cheaper rates are not always indicative of better coverage.
A United Home Life login provides customers access to insurance agents, online payments, and more. To learn more about United Home Life insurance products, read our United Home Life review.
Policyholders may also make online payments, file Great Western life insurance claims, and talk with an agent about canceling their Great Western insurance policy.
Comparing Great Western vs. United Home Life insurance quotes with quotes from other companies can help you determine which company is the best fit for your needs.
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What kinds of coverage do these companies offer?
In addition to their rates, another important thing to look at when comparing insurance companies is their coverage options. Some companies specialize in specific forms of coverage, and knowing what you need helps you from overpaying for your insurance.
Great Western offers a variety of final expense insurance plans to its policyholders, including:
- Final expense insurance
- Preneed funeral insurance
- Group annuities
For more information about this company’s products, read our Great Western review.
United Home Life offers an array of life insurance policy options, including:
- Whole life insurance
- Term life insurance
- Accidental death
- Layering coverage
- Life insurance for diabetics
Life insurance for diabetics includes whole and term life insurance policies and an accidental death benefit that goes into effect upon the start of the policy.
When choosing an insurance policy, start by looking at your needs and find a plan that adequately covers those needs at a price you can afford.
Great Western vs. United Home Life: Which company is more well-reviewed?
It’s also helpful to consider how well a company is rated through credible sources when buying life insurance. Websites such as A.M. Best rate companies on their financial stability.
Great Western has an A.M. Best rating of A (Excellent), while United Home Life has an A.M. Best rating of A- (Excellent). Both companies have exemplary ratings, meaning that they are above average in their financial stability.
It’s important to note that Great Western Insurance Company is a different entity from Great Western Bank.
Great Western vs. United Home Life: the Bottom Line
Both Great Western and United Home Life are excellent companies with good reputations in the life insurance industry. Each offers a range of life insurance products from which potential policyholders may choose.
However, Great Western only offers final expense and burial insurance, so if you are looking for term or whole life insurance while deciding between these two companies, United Home Life is your best option.
After comparing Great Western vs. United Home Life insurance quotes, both companies have affordable burial and final expense insurance premiums.
The two companies also have high A.M. Best ratings, meaning they are financially strong compared with other life insurance companies.
Although this Great Western vs. United Home Life Insurance Company review favored both companies, we recommend comparing them with other companies and discussing your options with an agent before deciding.
Not yet ready to buy Great Western or United Home Life insurance? Enter your ZIP code into our free online tool for instant life insurance rates from companies in your area.