Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • If you’re going to cancel your Assurity life insurance, make sure to time it so you don’t have lapses in coverage
  • To begin canceling your insurance policy, contact Assurity and access your policy online
  • You may qualify for a refund depending on the type of policy you have and whether you prepaid premiums

Have you decided that you want to get out of your Assurity life insurance policy? Since you did not buy life insurance thinking of canceling it, you might not know everything about the process. We have compiled some information on how to cancel a life insurance policy through Assurity.

If you are not happy with your Assurity life insurance rates, learn how to get out of your Assurity life insurance policy, then enter your ZIP code above to compare rates from companies in your area for free.

How do I cancel my Assurity life insurance policy?

First, you will need to contact the Assurity life insurance customer service team. You can use your Assurity life insurance login to get contact information and access your information on the policy you hold.

The website can provide valuable information that the team will need to help you through this process, such as what type of life insurance you have, account numbers, insurance policy dates, and coverage information.

Enter your ZIP code below to compare cheap life insurance rates.

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When should I cancel my life insurance policy?

Whether you are canceling because you could not find affordable Assurity life insurance rates or because you weren’t happy with customer service, choosing the right time to cancel is important.

This will be determined by you and your agent or customer service team. If you intend to buy Assurity life insurance in another form or valuation, timing your current policy to end and the new policy to start simultaneously might be feasible.

However, if you do not continue the relationship with the Assurity life insurance company but have a policy elsewhere, the timing should be coordinated with both companies. This will ensure you don’t lose any premium valuation by paying for two policies.

Additionally, cash-out rules could apply that might need to be considered in the timing of your cancellation.

Finally, remember that, unless independently wealthy, you want to ensure you don’t allow a lapse in coverage to occur or risk not being covered during a fatal event.

Do I get a refund if I cancel my life insurance?

Most term life insurance policies will not qualify for a premium refund unless you prepaid for a certain amount of time. Other insurance types might have a cash-out, surrender, or sale value.

Therefore, knowing exactly what type of policy you purchased will determine your cancellation rights and the refund policy attached.

If you’re not happy with your Assurity life insurance quotes, here’s what you need to know to cancel: First, know what type of policy you have. If you don’t remember, you should be able to check your policy itself or contact the company to ask.

Second, know the best timing for the cancellation to maximize coverage without double paying premiums on multiple policies.

Now that you know more about how to get out of your Assurity life insurance policy, enter your ZIP code into our free quote comparison tool below to find affordable life insurance near you.