Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Aug 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

The Facts of Life

  • John Hancock offers more affordable rates to men of various ages than American Amicable
  • John Hancock offers more affordable rates to women of various ages than American Amicable
  • A.M. Best gave a higher rating to John Hancock

Part of what makes comparing life insurance companies difficult is the sheer number of options on the market. To simplify matters, we will be focusing on American Amicable vs. John Hancock life insurance today.

Our John Hancock vs. American Amicable life insurance review will cover the term life insurance rates offered to men and women of various ages. Also reviewed will be the ratings provided by A.M. Best and the BBB.

Before we dive into our American Amicable vs. John Hancock life insurance comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

American Amicable vs. John Hancock: Which company offers more affordable life insurance rates to men?

The simplest place to start when comparing two companies is offered pricing. Let’s take a look at a table that compares American Amicable vs. John Hancock term life insurance rates for men.

American Amicable vs. Others: Male Rates
CompanyAge 30 Sample Monthly RatesAge 40 Sample Monthly RatesAge 50 Sample Monthly RatesAge 60 Sample Monthly Rates
American Amicable$20.48$27.68$51.08$128.93
Foresters$21.00$31.50$79.19$223.56
John Hancock$14.09$16.96$28.41$68.14
Liberty Mutual$33.75$55.13$144.68$399.83
Lincoln$12.34$15.22$30.96$71.95
MassMutual$13.28$16.98$35.03$82.65
Mutual of Omaha$13.33$19.35$33.33$80.84
Nationwide$16.02$21.36$53.85$180.23
North American$12.98$16.50$31.90$77.44
Securian Financial$8.81$11.04$22.17N/A
Get Your Rates Quote Now
Compare RatesStart Now →

How easy is it to find affordable American Amicable vs. John Hancock life insurance quotes? As you can see, American Amicable is over $6 more expensive per month for men in their 30s.

Is American Amicable more expensive for men in their 40s as well? Yes, American Amicable is nearly $11 more expensive per month.

Furthermore, American Amicable is nearly $23 more expensive per month for men in their 50s. Lastly, for men in their 60s, American Amicable is over $60 more per month than John Hancock for a term life insurance policy.

In short, our American Amicable vs. John Hancock life insurance review has shown us that the latter company offers consistently cheaper rates to men.

American Amicable Term Life Insurance Policy Specifications

In case you’re still considering American Amicable, let’s take a look at its Term Made Simple coverage. One benefit to this policy is that it does not require a medical exam for approval.

American Amicable Term Made Simple
American Amicable Term Made Simple
A.M. Best Rating:A = (Excellent)
Issue Ages:18 - 75
Coverage Options:Term Life Insurance
Death Benefit Amounts:Ages 18 - 75: $50,000 - $400,000
Health Classes:Preferred & Standard
Application Type:Paper
Telephone Interview:Yes
Exam Potential:None
Underwriting:Telephone Interview, MIB, MVR, Prescription
Fastest Approval Time:3 - 14 Days
Get Your Rates Quote Now
Compare RatesStart Now →

It’s important to know your specific life insurance needs prior to choosing not only a company but also the right life insurance policy. No two companies offer the exact same product line.

Now that we have some more details about American Amicable’s coverage, let’s see if it can hold its lead in the next section when we analyze the rates offered to women of various ages.

Enter your ZIP code below to compare cheap life insurance rates.

 Secured with SHA-256 Encryption

American Amicable vs. John Hancock: Which company offers more affordable life insurance rates to women?

Let’s now take a look at a table comparing American Amicable vs. John Hancock monthly term life insurance rates for women.

American Amicable vs. Others: Female Rates
CompanyAge 30 Sample Monthly RatesAge 40 Sample Monthly RatesAge 50 Sample Monthly RatesAge 60 Sample Monthly Rates
American Amicable$16.88$22.50$37.80$88.88
Foresters $18.81$27.13$57.75X
John Hancock$12.39$14.86$23.86$50.94
Liberty Mutual$25.20$42.53$107.78$250.65
Lincoln$16.10$21.22$37.41$74.81
MassMutual$11.98$15.23$29.15$58.73
Mutual of Omaha$11.61$16.56$27.31$57.19
Nationwide$16.02$21.36$53.85$180.23
North American$11.66$14.96$26.62$54.34
Securian Financial$8.21$9.83$17.31N/A
Get Your Rates Quote Now
Compare RatesStart Now →

Is John Hancock more affordable for women of various ages as well? Women in their 30s will be paying $4 less per month with John Hancock.

For women in their 40s, American Amicable is nearly $8 more per month. Women in their 50s, however, pay nearly $14 more per month with American Amicable.

Lastly, American Amicable is nearly $38 more expensive per month for women in their 60s.

Now we know that John Hancock is the cheaper company across the board, let’s wrap up John Hancock and American Amicable life insurance reviews.

Free Life Insurance Comparison

Enter your ZIP code below to compare cheap life insurance rates.

 Secured with SHA-256 Encryption

American Amicable vs. John Hancock: Which company is more well-reviewed?

Let’s look at the ratings given to these two companies by A.M. Best. These Financial Strength Ratings (FSR) give potential insured confidence in an insurer’s ability to meet its financial obligations.

Let’s take a look at a table that compares the ratings given to major life insurance companies by A.M. Best.

A.M. Best ratings
Life Insurance CompanyA.M. Best Rating
Accordia LifeA-
AIGA
American AmicableA-
ANICOA
AssurityA-
Banner LifeA+
Cincinnati LifeA
FidelityA-
ForestersA
Gerber LifeA
John HancockA+
Lincoln FinancialA+
MetLifeA+
Midland NationalA+
Minnesota LifeA+
Mutual of OmahaA+
NationwideA+
North American CoA+
Pacific LifeA+
PrincipalA+
ProtectiveA+
PrudentialA+
SagicorA-
SBLIA+
SymetraA
TransamericaA+
VOYAA
Get Your Rates Quote Now
Compare RatesStart Now →

American Amicable received a rating of “A-” (Excellent), which is the second-highest rating tier.

What rating did A.M. Best give to John Hancock? John Hancock received a rating one tier higher: “A+.”

The Better Business Bureau is another organization that can provide security in one’s choice of insurance provider.

American Amicable received the Better Business Bureau’s highest possible rating of “A+.” Furthermore, American Amicable holds BBB accreditation.

How did John Hancock reviews from the BBB fare in comparison? John Hancock received the same rating and also holds accreditation.

In conclusion, John Hancock has swept our comparison. It offers more affordable rates to men and women of various ages and also holds a higher rating from A.M. Best.

We hope you’ve learned all you needed to decide whether to buy American Amicable vs. John Hancock life insurance. Type your ZIP code into our free and helpful tool below to find affordable quotes in your area.

Frequently Asked Questions: American Amicable vs. John Hancock Life Insurance

What follows are a few commonly asked questions about these two companies:

#1 – What is the John Hancock Life Insurance phone number?

The John Hancock Life Insurance customer service phone number is 800-732-5543.

#2 – How do I pay American Amicable premiums?

You can pay online or through the company’s mobile app, which can be accessed via your American Amicable Life Insurance login.