Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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The Facts of Life

  • Foresters Financial has cheaper life insurance rates than AIG for both men and women
  • AIG and Foresters Financial received an A rating from A.M. Best
  • Foresters Financial has an A+ rating with the BBB, and AIG has a B rating

You have a lot of choices when it comes to the best life insurance companies out there. To help, we’ll evaluate AIG vs. Foresters Financial life insurance companies here to see if either is right for you.

While each company offers various types of life insurance, you need to compare rates, ratings, and products before you buy AIG vs. Foresters Financial life insurance to make the most informed decision.

But, keep in mind, you don’t have to just choose AIG vs. Foresters Financial. Many other companies out there can offer your life insurance to meet your needs.

Keep reading to compare AIG vs. Foresters Financial life insurance. Enter your ZIP code now to compare life insurance rates from multiple companies near you for free.

AIG vs. Foresters Financial: Which company offers more affordable rates to women?

Many different factors are used to calculate your life insurance rates. The most significant ones are your age, gender, and medical history.

This table shows the average monthly rates for AIG vs. Foresters Financial life insurance rates for women of various ages who don’t smoke.

AIG and Foresters Financial Average Monthly Life Insurance Rates for Women
Age of Female Non-SmokerAIG Average Monthly Rates $100,000/20-yearForesters Financial Average Monthly Rates $100,000/20-year
25$10.60$8.31
30$10.69$8.84
35$11.07$9.28
40$11.50$11.11
45$14.42$14.00
50$19.81$18.46
55$27.46$25.55
60$47.89$39.03
65$81.95$63.70
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Foresters Financial has the lowest life insurance rates for women of all ages. However, if you smoke or have certain medical conditions, your rates will be much higher. Neither company really offers discounts on your policy.

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AIG vs. Foresters Financial: Which company offers more affordable rates to men?

Now, we will look at the average monthly AIG and Foresters Financial life insurance rates for non-smoking men.

AIG and Foresters Financial Average Monthly Life Insurance Rates for Men
Age of Male Non-SmokerAIG Average Monthly Rates $100,000/20-yearForesters Financial Average Monthly Rates $100,000/20-year
25$10.94$9.19
30$10.94$9.28
35$11.17$9.89
40$14.14$11.90
45$17.59$16.45
50$26.16$22.31
55$37.26$32.64
60$55.75$50.93
65$99.29$91.53
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Once again, Foresters Financial is the cheaper option. As with women, rates for men who smoke or have medical issues will be higher.

It can be difficult to compare AIG vs. Foresters Financial life insurance quotes. While AIG offers online quotes, you must speak with a Foresters Financial agent to get a quote.

AIG vs. Foresters Financial: Which company is more well-reviewed?

Rates aren’t the only thing you should consider when choosing a life insurance company. Consider AIG and Foresters Financial reviews and ratings when deciding if either company is the best fit for you.

A.M. Best evaluates companies on their financial health. Ratings go from A++ all the way down to D. Both AIG and Foresters Financial received an A rating, showing an excellent ability to meet financial obligations.

The Better Business Bureau (BBB), rating scale goes from A+ down to F. Foresters Financial received an A+ rating, and AIG received a B rating. Neither company is accredited.

AIG vs. Foresters Financial: The Bottom Line

While AIG and Foresters Financial have some similarities, there are differences as well.

AIG life insurance products include term, universal, and guaranteed whole life policies.

AIG auto insurance, as well as AIG retirement programs, mutual funds, and annuities, are all available. AIG stock guidance is also included in those offerings. Pay invoices and access your policies with your AIG login at any time.

Foresters Financial offers term, universal, and whole life insurance as well. While you can find other services, such as Foresters Financial child trust fund services, in the U.K., the only products offered in the U.S. are life insurance policies.

You can use your Foresters Financial login to access your account. You can view your policies and make payments easily through the website.

To learn more about each company, ready our AIG life insurance review and our Foresters Financial review.

Although you can find affordable AIG vs. Foresters Financial life insurance, you should still shop around to find the company that best suits your needs.

We hope you’ve learned everything you need to know about AIG and Foresters Financial life insurance. Enter your ZIP code to compare life insurance companies near you today.