Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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The Facts of Life

  • In general, AIG life insurance rates are cheaper than Assurity rates
  • AIG has an A rating with A.M. Best, while Assurity has an A- rating
  • Assurity has an A+ rating with the Better Business Bureau and is accredited, but AIG has a B rating and is not accredited

When comparing the best life insurance companies, you have many to choose from. Compare them head to head to make the most informed decision. We’ll evaluate AIG vs. Assurity life insurance companies to see if either is your best option.

Both companies offer life insurance as well as annuities and other services. Compare rates and ratings before you choose between AIG vs. Assurity life insurance.

Keep reading to learn more about AIG vs. Assurity. Enter your ZIP code to compare life insurance rates from various companies near you for free.

AIG vs. Assurity: Which company offers more affordable rates to women?

Although many different factors affect your life insurance rates, the most important are your age, gender, and medical history.

This table shows the average monthly AIG vs. Assurity life insurance rates for women of various ages who don’t smoke.

AIG and Assurity Average Monthly Life Insurance Rates for Women
Age of Female Non-SmokerAIG Average Monthly Rates Assurity Average Monthly Rates
25$10.60$8.70
30$10.69$8.70
35$11.07$10.09
40$11.50$12.44
45$14.42$16.53
50$19.81$24.71
55$27.46$35.76
60$47.89$56.64
65$81.95$98.40
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AIG offers the lowest life insurance rates on average. However, if you smoke or have certain medical conditions, your rates will be higher.

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AIG vs. Assurity: Which company offers more affordable rates to men?

Next, we’ll compare the average monthly AIG and American life insurance costs for men.

AIG and Assurity Average Monthly Life Insurance Rates for Men
Age of Male Non-SmokerAIG Average Monthly Rates Assurity Average Monthly Rates
25$10.94$9.83
30$10.94$9.83
35$11.17$11.05
40$14.14$14.62
45$17.59$20.45
50$26.16$31.06
55$37.26$47.50
60$55.75$80.21
65$99.29$128.76
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AIG is again the cheaper option. Note that rates increase significantly as you age.

It’s fairly easy to compare AIG vs. Assurity life insurance quotes since both companies offer online quotes.

AIG vs. Assurity: Which company is more well-reviewed?

When comparing AIG vs. Assurity life insurance, be sure to look at ratings as well as rates. You need a dependable company that you can trust to look after your family.

A.M. Best evaluates companies on their financial health. Ratings go from A++ all the way down to D. AIG received an A rating and Assurity received an A-, showing both companies have an excellent ability to meet financial obligations.

The Better Business Bureau (BBB), rating scale goes from A+ down to F. AIG received a B rating and is not accredited, and Assurity received an A+ and is BBB accredited.

AIG vs. Assurity: The Bottom Line

Both AIG and Assurity offer many different life insurance options, but each company is a bit different in terms of the products offered and other features.

You can also find AIG auto insurance, mutual funds, and annuities. AIG retirement services are offered, and this product line includes AIG stock services. Travel insurance, home loans, and health insurance are also available.

You can use your AIG login to access your account, pay bills, and manage your policies at any time.

Assurity disability insurance, accidental death coverage, and annuities are available. Assurity services businesses as well as individuals.

Your Assurity life insurance login will allow you to download forms, submit a claim, and pay your bill with ease.

Still not sure if you want to buy AIG vs. Assurity life insurance? Read our AIG life insurance review and our Assurity review to learn more about each company.

We’ve discussed your options for affordable AIG vs. Assurity life insurance, but make sure to shop around and compare various companies to find your best fit.

We hope you’ve learned everything you needed to know about AIG vs. Assurity life insurance companies. Enter your ZIP code now to compare life insurance rates from companies near you for free.