Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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The Facts of Life

  • Sagicor is more affordable than Accordia Life and Annuity Insurance Company
  • Both companies offer a wide array of coverage options for customers to choose from
  • A.M. Best gave an identical rating to both Sagicor and Accordia Life and Annuity Company

There are so many choices out there for life insurance providers that comparison shopping can be difficult. To simplify things, we’ll be focusing on Accordia Life vs. Sagicor today.

Our Accordia Life vs. Sagicor life insurance company review will cover pricing, offered forms of coverage, and company ratings from A.M. Best.

Before you decide to buy Accordia Life vs. Sagicor life insurance, type your ZIP code into our free and helpful tool above. With it, you will find affordable life insurance quotes in your area.

Accordia Life vs. Sagicor: Which company offers more affordable rates?

There are a lot of factors to analyze when comparing life insurance companies. Where is a good place to start?

Let’s look at a table that compares major insurance companies’ rates for a $250,000 term life policy.

Accordia Life vs. Other Companies' Average Monthly Rates by Age and Gender
CompanyMale Age 50 Average Monthly RatesMale Age 60 Average Monthly RatesFemale Age 50 Average Monthly RatesFemale Age 60 Average Monthly Rates
Accordia Life $56.07 $153.53$41.83$101.24
Mutual of Omaha $46.55 $134.05$36.05$94.02
North American$31.90$77.44$26.62$54.34
Nassau Life$51.69$119.78$42.11$89.06
State Farm$69.59N/A$54.59N/A
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How easy is it to find affordable Accordia Life vs. Sagicor life insurance quotes?

Men in their 50s pay almost $13 more per month with Accordia Life. Those men in their 60s pay over $50 more per month with Accordia Life.

Is Sagicor cheaper when it comes to Accordia Life vs. Sagicor life insurance rates? Yes, but to a lesser degree. Women in their 60s pay nearly $38 less with Sagicor per month.

We know Sagicor offers more affordable rates across the board. Let’s move on to what policies you can buy.

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Accordia Life vs. Sagicor: What types of life insurance coverage are offered?

Perhaps you’re looking for something specific, or perhaps you’re not sure what kind of coverage you need. Further complicating matters is the fact that not all life insurance companies offer the same forms of coverage.

What forms of coverage does Accordia Life offer? Accordia Life offers level premium term life insurance, which guarantees that rates will remain steady throughout the length of one’s contract.

It also offers universal life insurance (UL) should you need a guarantee of a death benefit with a minimum interest rate. Lastly, there is indexed universal life insurance (IUI), which has an interest rate dependent upon the movement of the stock market.

What forms of coverage does Sagicor offer? Sagicor offers its own forms of whole and term life insurance. Furthermore, annuities are offered for those focused on retirement.

Let’s wrap up with Accordia Life and Sagicor life insurance reviews to see if Sagicor can clinch a victory.

Free Life Insurance Comparison

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Accordia Life vs. Sagicor: Which company is more well-reviewed?

We’ll now look at the ratings given to these two companies by A.M. Best. These are called Financial Strength Ratings (FSR), and they give potential insured confidence in an insurer’s ability to meet its financial obligations.

Accordia Life received a rating of “A-” (Excellent), which is the second-highest of seven rating tiers. How did Sagicor fare in comparison? It received an identical rating of “A-.”

In review, both companies have the same A.M. Best rating and offer a wide array of options to choose from. However, Sagicor offers more affordable rates than Accordia Life.

Don’t let your comparison stop with Accordia Life vs. Sagicor life insurance. Type your ZIP code into our free and helpful tool below.

Frequently Asked Questions: Accordia Life vs. Sagicor

What follows are a few commonly asked questions about Accordia Life and Sagicor.

#1 – What is the Accordia Life and Annuity Company payment address?

The Accordia Life and Annuity Company payment address is 215 10th Street Suite 1100 Des Moines, IA 50309-3616.

#2 – How do I make an Accordia Life Insurance online payment?

You can make a payment through the website of Accordia Life’s parent company, Global Atlantic Financial Group.