Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from top life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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The Facts of Life

  • Nassau Life offers more affordable rates than Accordia Life and Annuity Insurance Company
  • Both companies offer numerous forms of coverage to choose from
  • A.M. Best gave a higher rating to Accordia Life and Annuity Company

There are plenty of choices out there when it comes to life insurance providers, which can make comparison shopping difficult. To simplify things, we’ll be focusing on Accordia Life vs. Nassau Life today.

Our Nassau Life and Accordia Life review will go over pricing, coverage forms, and company ratings.

Before we dive into the Accordia Life vs. Nassau Life insurance company comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Accordia Life vs. Nassau Life: Which company offers more affordable rates?

There are so many different things to look at when comparing life insurance companies, so where is a good place to start? How about pricing?

Let’s look at a table that compares Accordia Life vs. Nassau Life insurance rates for a term life policy valued at $250,000.

Accordia Life vs. Other Companies' Average Monthly Rates by Age and Gender
CompanyMale Age 50 Average Monthly RatesMale Age 60 Average Monthly RatesFemale Age 50 Average Monthly RatesFemale Age 60 Average Monthly Rates
Accordia Life $56.07 $153.53$41.83$101.24
Mutual of Omaha $46.55 $134.05$36.05$94.02
Transamerica$30.96$77.62$26.45$63.86
North American$31.90$77.44$26.62$54.34
Nationwide$32.59$86.41$27.13$61.69
Nassau Life$51.69$119.78$42.11$89.06
State Farm$69.59N/A$54.59N/A
Sagicor$43.59$103.05$36.75$63.78
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How easy is it to find affordable Accordia Life vs. Nassau Life insurance quotes? As you can see, men in their 50s pay about $4 more per month with Accordia Life, and for men in their 60s, it’s about $34 more per month.

Is Accordia more expensive for women as well?

Women in their 50s actually pay about the same no matter which company they choose. However, women in their 60s pay $12 less per month with Nassau Life.

So, Nassau Life is cheaper. Let’s now move on to the forms of coverage offered by Accordia Life and Nassau Life.

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What forms of coverage do these companies offer?

Maybe you’re looking for something specific, or perhaps you’re unsure as to what kind of coverage you need. Further complicating matters is the fact that not all life insurance companies offer the same forms of coverage.

What forms of coverage does Accordia Life offer? It offers level premium term life insurance, which guarantees that rates will remain steady throughout the length of one’s contract.

Does Accordia Life offer other forms of coverage? Yes, Accordia Life also offers universal life insurance (UL) should you need a guarantee of a death benefit with a minimum interest rate.

Lastly, there is indexed universal life insurance (IUI), which has an interest rate dependent upon the movement of the stock market.

What forms of coverage does Nassau Life offer? Through its parent company, Phoenix Life, Nassau offers its own variations of the aforementioned coverages.

Furthermore, Nassau Life offers a growth annuity, a personal income annuity, and several other annuities for a set period.

Let’s wrap up with Accordia Life and Nassau Life insurance company ratings to see if Nassau can strengthen its lead.

Free Life Insurance Comparison

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Accordia Life vs. Nassau Life: Which company is more well-reviewed?

We’ll now look at the ratings given to these two companies by A.M. Best. These are called Financial Strength Ratings (FSR), and they give potential insured confidence in an insurer’s ability to meet its financial obligations.

Accordia Life received a rating of “A-” (Excellent), which is the second-highest of seven rating tiers. How did Nassau Life fare in comparison? It received an inferior rating of “B+” (Good).

In review, Nassau Life has more affordable rates, but Accordia Life has a higher A.M. Best rating. This comparison is basically a tie.

We hope you learned all you needed to decide whether to buy Accordia Life vs. Nassau Life insurance. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.

Frequently Asked Questions: Accordia Life vs. Nassau Life

What follows are a few commonly asked questions about Accordia Life and Nassau Life insurance.

#1 – What is the Accordia Life and Annuity Company payment address?

The Accordia Life and Annuity Company payment address is 215 10th Street Suite 1100 Des Moines, IA 50309-3616.

#2 – How do I make an Accordia Life Insurance online payment?

You can make a payment through the website of Accordia Life’s parent company, Global Atlantic Financial Group.