Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years' experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent

UPDATED: Jun 23, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

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The Facts of Life

  • Mutual of Omaha is more affordable than Accordia Life and Annuity Insurance Company
  • Both companies offer multiple forms of coverage for customers to choose from
  • A.M. Best gave a higher rating to Mutual of Omaha than Accordia Life and Annuity Company

There are plenty of choices out there when it comes to life insurance providers, which can make comparison shopping difficult. To simplify things, we’ll be focusing on Accordia Life vs. Mutual of Omaha today.

Our Accordia Life vs. Mutual of Omaha life insurance company review will cover pricing, offered types of insurance, and company ratings.

Before you decide to buy Accordia Life vs. Mutual of Omaha life insurance, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Accordia Life vs. Mutual of Omaha: Which company offers more affordable rates?

There are so many different things to look at when comparing life insurance companies, so where is a good place to start?

Let’s look at a table that compares major insurers’ rates for men and women of various ages for a term life policy valued at $250,000.

Accordia Life vs. Other Companies' Average Monthly Rates by Age and Gender
CompanyMale Age 50 Average Monthly RatesMale Age 60 Average Monthly RatesFemale Age 50 Average Monthly RatesFemale Age 60 Average Monthly Rates
Accordia Life $56.07 $153.53$41.83$101.24
Mutual of Omaha $46.55 $134.05$36.05$94.02
North American$31.90$77.44$26.62$54.34
Nassau Life$51.69$119.78$42.11$89.06
State Farm$69.59N/A$54.59N/A
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How easy is it to find affordable Accordia Life vs. Mutual of Omaha life insurance rates?

As you can see, for men in their 50s, Mutual of Omaha is about $10 less per month than Accordia Life. For men in their 60s, Mutual of Omaha is over $19 cheaper per month.

Do women also pay less with Mutual of Omaha? Yes. Women in their 50s pay over $5 more with Accordia Life and women in their 60s pay $7 more with Accordia Life.

In short, Mutual of Omaha offers more affordable rates to men and women of various ages. Let’s move on to which types of coverage are offered.

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Accordia Life vs. Mutual of Omaha: What types of life insurance coverage are offered?

Perhaps you’re looking for something specific, or perhaps you’re not sure what kind of coverage you need. Further complicating matters is the fact that not all life insurance companies offer the same forms of coverage.

What forms of coverage does Accordia Life offer? Accordia Life offers level premium term life insurance, which guarantees that rates will remain steady throughout the length of one’s contract.

It also offers universal life insurance (UL) should you need a guarantee of a death benefit with a minimum interest rate. Lastly, there is indexed universal life insurance (IUI), which has an interest rate dependent upon the movement of the stock market.

What forms of coverage does Mutual of Omaha offer? Mutual of Omaha offers its own brand of whole life, term life, and universal life insurance.

Essentially, no matter which company you choose, each offers a variety of life insurance policies to meet your needs.

Let’s wrap up with Accordia Life vs. Mutual of Omaha reviews to see if Mutual of Omaha can clinch a win.

Free Life Insurance Comparison

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Accordia Life vs. Mutual of Omaha: Which company is more well-reviewed?

We’ll now look at the ratings given to these two companies by A.M. Best. These are called Financial Strength Ratings (FSR), and they give potential insured confidence in an insurer’s ability to meet its financial obligations.

Accordia Life received a rating of “A-” (Excellent), which is the second-highest of seven rating tiers. How did Mutual of Omaha fare in comparison? It received an even better rating of “A+” (Superior).

In short, both companies offer a wide array of coverage, but Mutual of Omaha is cheaper and has a higher A.M. Best rating.

Don’t let your comparison stop with Accordia Life vs. Mutual of Omaha life insurance. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes from providers in your area.

Frequently Asked Questions: Accordia Life vs. Mutual of Omaha

What follows are a few commonly asked questions about Accordia Life and Mutual of Omaha.

#1 – What is the Accordia Life and Annuity Company payment address?

The Accordia Life and Annuity Company payment address is 215 10th Street Suite 1100 Des Moines, IA 50309-3616.

#2 – How do I make an Accordia Life Insurance online payment?

You can make a payment through the website of Accordia Life’s parent company, Global Atlantic Financial Group.

#3 – Can I get a Mutual of Omaha Medicare supplement?

Yes, Mutual of Omaha offers Medicare supplements.